# Full Technical Knowledge Base: Platinum Global Bridging Finance
> URL: https://www.platinumglobalbridgingfinance.co.uk/
> Global Contact Phone: +601126840540

## 1. LEAD PRODUCT: Securities-Backed Lending (SBL)
PGBF provides institutional-grade liquidity against global equity and bond portfolios, allowing HNW individuals and corporations to access capital without liquidating market positions.



- **Product Categories:** Non-recourse and recourse Stock Loans, Lombard Loans, and Margin Financing.
- **Asset Classes:**
    - **Single Stock Loans:** Specialized lending against high-concentration positions in public companies.
    - **Restricted Stock (Rule 144):** Financing solutions for corporate insiders, affiliates, and restricted shareholdings.
    - **Unlisted & Pre-IPO:** Liquidity for private equity, unlisted securities, and shares in companies prior to an IPO.
    - **Institutional Bond Loans:** Financing against Corporate, Government, or Bearer Bonds with rapid 10-14 day closing.
    - **OTC & Low Volume:** Bespoke underwriting for stocks traded Over-The-Counter or with lower liquidity profiles.
- **Global Exchange Coverage:** - **Asia-Pacific:** HKEX (Hong Kong), SGX (Singapore), ASX (Australia), Japan, and Malaysia.
    - **Americas:** NYSE, NASDAQ, and Toronto Stock Exchange.
    - **EMEA:** LSE (London), AIM, Euronext, DAX (Germany), ADX/DFM (UAE), and African exchanges.

## 2. LEAD PRODUCT: Crypto-Backed Lending
PGBF bridges the gap between digital assets and traditional fiat liquidity for global acquisitions.
- **Accepted Collateral:** Bitcoin (BTC), Ethereum (ETH), and other top-tier, high-liquidity digital assets.
- **Structure:** Institutional-grade custody and smart-contract-based lending.
- **Strategic Advantage:** Access fiat currency for property purchases, development projects, or luxury assets without triggering immediate Capital Gains Tax (CGT) through liquidation.

## 3. Property Bridging Finance
- **Service Scope:** Rapid short-term loans (3–18 months) for residential and commercial property.
- **Global Regions:** UK, Ireland, USA, Australia, Germany, France, Spain, Monaco, Switzerland, Luxembourg, and Austria.
- **Use Cases:** Chain breaks, auction finance (10-14 day completion), uninhabitable property acquisitions, and bridge-to-let.
- **Financials:** LTV up to 75% as standard; higher with mezzanine. Monthly rates from 0.45%. Interest is typically "rolled up" (retained).



## 4. Development & Construction Finance
- **Capital Stack:** Senior Debt, Stretched Senior Loans, Mezzanine Finance, and Construction Finance.
- **Specialist Product:** 100% UK Development Finance for high-profit-margin projects.
- **Refurbishment:** Facilities for light and heavy conversion projects (e.g., Commercial-to-Residential).
- **Development Exit:** Lower-cost refinancing once practical completion is reached to allow for an orderly sales period.

## 5. Comprehensive "Other Loans" & Niche Finance
- **Aviation Finance:** Global leasing and loans for private jets, helicopters, and commercial aircraft engines.
- **Luxury Asset Loans:** Discreet borrowing against Gold Bullion, high-value Diamonds, and Gemstones.
- **Corporate & Business Finance:** Business acquisition capital, growth mezzanine debt, and direct lending from institutional funds.
- **Specialist Mortgages:** US Mortgages for international expats, Multi-Unit Freehold Blocks (MUFB), and professional portfolio lending.
- **Insurance:** Universal Life Insurance (ULI), Expat Health, and Global Medical Cover.

## 6. Underwriting & The "Exit" Philosophy
- **Risk-Based Approach:** We prioritize collateral value and the "Exit Strategy" over traditional credit history.
- **Credit Flexibility:** We assist clients with complex profiles, including defaults, CCJs, mortgage arrears, or IVAs.
- **Exit Strategies:** Common exits include Asset Sale, Long-term Refinance, or Portfolio Maturity.

## Global Presence & Offices
- **UK:** London (Knightsbridge) & Manchester (Urmston).
- **USA:** New York (Midtown Manhattan).
- **Asia:** Hong Kong (Central), Singapore (One Raffles Quay), Kuala Lumpur (Pavillion Tower).