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Platinum Global Bridging Finance is a distinguished high-net-worth finance broker. We specialize in providing tailored financial solutions, including Property Bridging Finance, Development Finance, Single Stock Loans, Margin Stock Loan, Crypto Finance, Crypto Loans and Commercial Property Finance tailored to meet the diverse needs of our clientele seeking robust financial lending solutions.

 

Other Financing Options We Offer

International Bridging Loans | Expat Mortgages | MUFB Mortgages | Portfolio Mortgages | United States Mortgages | Universal Life Insurance | Expat Life Insurance | Expat Health Insurance | Crypto Financing | Securities Backed Lending | Pre IPO Loans | OTC Stock Loans | Aircraft Financing | Unregulated Bridging Loans | Share Portfolio Loans | 144 Restricted Stock Loans

 

UK Property Development Finance Can Provide Several Advantages For Developers and Investors.

By on 20 January 2023   /   Blog  
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UK Property Development Finance Can Provide Several Advantages For Developers and Investors. Access to Capital: One of the main advantages of using UK property development finance is that it provides access to capital for the development of a property. This can be particularly beneficial for developers who may not have the financial resources to fund the development themselves. Flexibility: Property development finance can be tailored to suit the specific needs of the developer or investor. For example, it can be structured as a short-term or long-term loan, with a fixed or variable interest rate. Speed of Funding: UK Property development finance can be arranged quickly, which can be beneficial for developers who need to move quickly on a project. Tax Advantages: UK Property development finance can offer tax advantages. For example, the interest paid on the loan may be tax-deductible, which can help to reduce the overall cost of the development. Risk Mitigation: UK Property development finance can be used to spread the risk of a development project. For example, it can be used to finance a portion of the project, with the developer providing the remainder of the funding. Professional Expertise: UK Property development finance providers generally have a great deal of experience and expertise in the property development sector. This can be beneficial for developers and investors who are new to the industry and may not have the necessary knowledge and skills to navigate the complexities of a development project. Asset Appreciation: UK Property development finance can help to increase the value of a property through renovation, refurbishment, and extension. This can lead to a significant increase in the value of the property over time, which can be beneficial for investors and developers. Increased Profitability: Property development finance can help to increase the profitability of a development project.

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Stock Loans and Non Recourse Stock Loans As Borrowing Options

By on 19 January 2023   /   Blog  
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Stock Loans and Non Recourse Stock Loans As Borrowing Options

Stock Loans and Non-Recourse Stock Loans As Borrowing Options Stock Loans and non-recourse stock loans are a type of financial instrument that allows an individual or organization to borrow money using their stock portfolio as collateral. In contrast to traditional loans, non-recourse stock loans do not require the borrower to provide any personal or corporate guarantees. This means that the lender has no claim to the borrower’s assets or income in the event of default. The purpose of non-recourse stock loans is to allow individuals or organizations to access the equity in their stock portfolio without selling their shares. This can be beneficial for those who wish to maintain their investment position or for those who are prohibited from selling shares due to insider trading regulations. Additionally, non-recourse stock loans can provide a source of liquidity for businesses that are experiencing cash flow difficulties or are looking to expand their operations. Non-Recourse Stock Loans The process of obtaining a non-recourse stock loan begins with the borrower identifying the stock portfolio they wish to use as collateral. The lender will then conduct a thorough analysis of the stock portfolio, including an assessment of the underlying assets and the market conditions. The lender will also consider the borrower’s creditworthiness and ability to repay the loan. Once the lender has determined that the loan can be approved, the borrower will be required to pledge their stock portfolio as collateral. The lender will then place a lien on the stock portfolio, which gives them the right to seize the shares in the event of default. However, the lender will not have any claim to the borrower’s other assets or income. The terms of the loan will vary depending on the lender and the borrower’s creditworthiness. Typically, non-recourse stock loans are short-term, with a maturity

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Can I Obtain A Loan Using My Stocks As Security

By on 19 January 2023   /   Blog  
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Can I Obtain A Loan Using My Stocks As Security Yes, you can get a loan using your stocks as collateral. This can be known as borrowing against your investment portfolio. This type of loan is called a margin loan. A margin loan allows you to borrow money from a broker using your stocks as collateral. The amount you can borrow is typically a percentage of the value of the stocks you own. The interest rate on a margin loan is typically higher than a traditional loan, as the stock market is more volatile and there is a higher risk for the lender. To get a margin loan, you’ll need to open a margin account with a broker. Once your account is open, you’ll be able to borrow money using your stocks as collateral. You’ll need to have a certain amount of equity in your account to be able to borrow money. This is called the minimum margin requirement. When you borrow money using your stocks as collateral, you’re essentially borrowing against the value of your stocks. If the value of your stocks goes down, you’ll need to add more money to your account to maintain the minimum margin requirement. If the value of your stocks goes up, you’ll be able to borrow more money. It’s important to be aware that when you borrow money using your stocks as collateral, you’re taking on additional risk. If the value of your stocks goes down, you could end up owing more than the stocks are worth. This is called a margin call, and it’s a situation you’ll want to avoid. To avoid a margin call, you’ll need to keep an eye on the value of your stocks and make sure you have enough equity in your account to maintain the minimum margin

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The Nuances Of A Stock Loan And Their Benefits

By on 23 December 2022   /   Blog  
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The Nuances Of A Stock Loan And Their Benefits A stock loan, also known as securities lending, is a financial arrangement in which an investor borrows a specific number of shares from a lender, typically a brokerage or financial institution, with the intention of selling the borrowed shares and repurchasing them at a later date. This process is known as “short selling.” There are several reasons why an investor might choose to engage in short selling, including to hedge against market volatility, to profit from a declining stock price, or to raise cash to cover other financial obligations. Regardless of the motivation, stock loans can be a useful tool for sophisticated investors who understand the risks and rewards of this investment strategy. However, it’s important to note that stock loans come with their own set of risks and complexities. For one, the investor is responsible for paying any dividends that are paid out on the borrowed shares while they are in their possession. Additionally, the investor must maintain a sufficient amount of collateral to cover the value of the borrowed shares, as the lender has the right to sell the collateral if the value of the stock declines. One of the primary risks of stock loans is the potential for a “short squeeze.” This occurs when the price of the borrowed shares increases significantly, causing the investor to incur significant losses. This can happen if, for example, the company’s financial performance improves unexpectedly, leading to a surge in the stock price. Despite the risks, stock loans can be a useful tool for investors who understand how they work and have a clear plan for managing their risk. Here are a few tips for those considering a stock loan: Understand the terms of the stock loan: It’s important to carefully review

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Platinum Global Bridging Finance Arranges A EUR15m Bridging Loan For Paris Apartment

By on 18 November 2022   /   Blog  
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Platinum Global Bridging Finance Arranges A EUR15m Bridging Loan For Paris Apartment What was the bridging loan situation? We were recently approached by a high net worth (HNW) client – a British citizen residing in Monaco – who wanted to refinance his existing property finance loan on his large stately home in Paris. He was looking to secure a loan of circa €15 million and wanted to remove his existing lender and release equity to renovate the home situated over 4 floors in Paris. It was clear to us that once the initial improvements were made on the property that the property’s value would increase by up to 30% making it close to EUR20m in value. The client would then refinance the international bridging finance with a French bank. What was the lending issue? Our client’s options were limited for a few reasons. Firstly, the sheer size of the single unit was an issue. Secondly, with this being a truly unique asset with nothing similar in the area, there were no comparables – our client had developed his beautiful stately home to a very high standard. Thirdly, there is a limited number of lenders who are happy to support bridging loan deals in France. This meant, as opposed to the usual range of 300 plus lenders available to us, we had less than 8 lenders we could approach. What was the bridging loan process? We took advantage of our extensive list of lenders and our specialist team sourced a lender sophisticated enough to gain a good understanding of the client’s background and future income. With this being a very technical deal, it required a considerable amount of underwriting based on the individual, rather than pure asset-based lending alone. As such, we carried out a thorough presentation, highlighting the strengths of our

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Pledged Share Stock Loans Increase Year on Year Allowing Clients To Access Better Stock Loan Financing

By on 8 October 2022   /   Blog  
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Pledged Share Stock Loans Increase Year on Year Allowing Clients To Access Better Stock Loan Financing Pledged share stock loan financing is more popular than ever as an alternative source of liquidity for significant shareholders in UK-listed companies. We explore the reasons why the market has reached new highs in the last two years – and what will drive its growth from here. Loans backed by pledged shares in UK-listed companies are taking off as a growing number of investors look to raise money from their shareholdings. Platinum Global are an institutional investment broker that specialises in long-term asset-backed financing. The number of equity-backed loans disclosed by directors of UK-listed companies more than doubled in 2020 compared with the previous year. Based on the trend observed so far in 2021, the transaction count is also on course to grow again in the full year, although the volume of loan proceeds raised may decline. Share pledges disclosed by directors in the year to August were worth over £412 million at the time the transactions were made public, compared with almost £2.4 billion in all of 2020. Using a typical industry loan-to-value (LTV) ratio of 65%, We calculate that these pledges translated into loans worth some £1.55 billion in 2020 and £269 million in the year to August 2021. Pledged Share Stock Loans These figures provide new insight into the evolution of share-backed financing, which is commonly referred to as Lombard lending in the UK. Market observers see it becoming increasingly broad-based, developing from a tool for high-net-worth individuals with billions of dollars of assets into an increasingly mainstream source of funding. Indeed, the more recent LSE data shows that share-backed financing is being used by a wider range of individual investors looking to raise smaller amounts of capital against shares in

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