Loans Against Gemstones and Diamonds

Loans Against Gemstones and Diamonds

Loans Against Gemstones and Diamonds

We work with short term bridging finance lenders that can offer short term Loans Against Gemstones and Diamonds. With the gemstone prices rising into a new bull market with the rarity of some stones, it’s expected that using gemstones and diamonds as collateral will see record volume in clients seeking loans secured against their gemstone and diamond holdings. Gemstone loans are typically privately funded, offered on the day of inquiry and can be completed in a week to 2 weeks with no details being given to credit agencies. Types accepted as collateral include but are not limited to – Our lenders can loan against: Diamonds, Rubys. Tanzanite, Opals, Musgravite and Emeralds plus many more. Gems & Jewellery Finance (Cut and Uncut)

Many people and companies have assets such as gemstones or even extremely valuable jewellery that earn no income because they lie idle at home or in a locker. If you are in need of a loan, and if you are confident of your ability to repay the loan on time, you can unlock the value of these assets by taking a loan against diamonds and gemstones if the value is quite substantial.

Our lenders offer luxury asset loans of up to £5 million against jewellery, luxury watches, gold, diamonds, classic cars, fine art, antiques and other luxury items. Their highly-trained specialists bring a wealth of knowledge and experience in assessing the value of your assets.

High Net Worth Clients

For clients who meet the criteria as a certified HNW, a bespoke product is available. With lending up to £5m terms and conditions can be tailored to meet your needs. Longer terms, lower rates than traditional luxury asset loans and more diverse portfolios assessed for borrowing. We can truly provide a bespoke service to suit your requirements. Your assets still provide security on HNW loans, terms and conditions apply.

Business Use Clients

Need an injection of capital into your business? With lending up £5m purely for business purposes, again we can tailor a bespoke product to suit your requirements. Longer terms and lower rates than traditional luxury asset financing and more diverse portfolios assessed for borrowing. We can truly provide a bespoke service to suit your requirements. Your assets still provide security on Business Use loans, terms and conditions apply.

ASSETS LENDERS ACCEPT AS COLLATERAL

  • Luxury & Classic Cars
  • Luxury Watches
  • Fine Jewelry & Diamonds
  • Gold & Precious Metals
  • Designer Handbags & Accessories
  • Premier Auction House Collateral
  • Fine Art
  • Luxury Real Estate
  • Distressed Real Estate

OUR LUXURY ASSET LOANS CRITERIA:

  • Debt
  • £100,000 – £5,000,000
  • 3-24 month terms
  • Secured on property or collateralised by luxury asset
  • Up to 70% LTV
  • Interest only repayments
  • Capital reduction options
  • Early settlement options
  • Adverse credit & re bridges considered with a viable exit strategy
  • Repossessions and evictions considered.
  • Suitable for Individuals, Partnerships, Limited Companies and Non UK Residents

ABOUT US

Platinum Global is a main broker of all types of assets, we are a leader in confidential, non-bank loans that use the borrower’s luxury assets as collateral. We are a powerful alternative to selling luxury assets or traditional channels of financing that are often either too slow, invasive & burdensome, or, in some cases, unavailable. We unlock the equity in a wide range of luxury assets that are high in value but low in liquidity and execute transactions from thousands to millions of dollars in as little as one business day.

FOCUSED

Part of our business is luxury asset-based collateralized lending. We are the market leading financial broker in this category.

EXPERT

Our lenders teams are comprised of trusted experts in multiple luxury asset classes and they can help you fully understand the financial potential of your luxury assets.

FLEXIBLE

We provide a highly-personalized service, accepting a broad range of luxury assets, structuring flexible loan terms, and offering innovative products to meet your individual needs.

COLLECTION, STORAGE AND ASSET CARE

 

COLLECTION

Our lenders in house logistics team arrange for precious gemstones and diamonds to be collected by us or a courier service. Alternatively, clients can arrange to have their gemstones and diamonds shipped direct to the storage facility.

STORAGE

When gemstones and diamonds are at our lenders storage facility, they are handled under CCTV and photographed. Should the client choose to proceed with the loan, their precious gemstones and diamonds will be stored in the storage facilities highly secure vaults.

CARE

Whilst gold bullion and precious gemstones and diamonds are with the storage facility, they are subject to specialist care. We guarantee all gemstones and diamonds metals are returned to clients in either the same or an even better condition than before. With our lenders storage ‘White Glove Experience’, a condition report is provided for each gemstones and diamonds shipment and they are stored in safe secure storage boxes for the duration of the loan.

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Loans Against Gemstones and Diamonds March 17, 2022