Stock Loans

Stock Loans

Platinum Global Bridging Finance provides stock loans and single stock loans through our panel of stock loan companies and providers that we have formed close relations.

We can offer various stock loan structures to release monies from your existing stock portfolio in as little as 7 to 14 days. We work with off-market private lending institutions with access to capital from investment funds and high-net-worth lending pools not available on the open lending market.

Our lenders range from Banks, Investment Banks, Private Family Offices, Financial Institutions, Private Institutions, Asset Managers, Hedge Fund Lenders, and Specialist Lenders all the way through to High Net Worth Private Individuals that can take a specialist view upon low volume traded securities for a stock loan.

Our diverse lending panel offers stock loan services and is based around the globe in Europe, the United Kingdom, South America, South Africa, Hong Kong, Malaysia, Thailand, Singapore, the USA, and Asia. We cover all lending markets globally and can secure the best lending terms for our stock lending loan clients.

We cover most types of loans including single stocks portfolios, margin, Non-Recourse, Repos (share repurchase agreements), Block Trades, and Crypto loans and our lenders can also look to loan against trade-able corporate bonds and other securities and market trade-able instruments. If your financial product has an identifiable (ISIN) code we can look for lending terms for you from our range of international stock loans lenders.

What Are The Benefits of A Single Line Stock Loan?

  • Obtain Liquidity Fast
  • Protect yourself from market volatility
  • Simple, fixed interest rates from 2%
  • Non-recourse funding and margin loans for single line stocks
  • Fast, easy and transparent process
  • No upfront or hidden fees. Fees deducted from loan proceeds
  • No credit checks
  • No Personal Guarantees
  • 100% Privacy Guarantee
  • Flexibility in the use of your money
  • Competitive Loan to Values. From 45% up to 80% LTV
  • Quick closing and Funding within 10 days or less
  • Can loan on recent IPO issues with no problems
  • Funds are available on OTC shares, OTCQX, OTCQB, OTC Bulletin Board OTCBB and OTC Pink Sheet markets. And also on the Alternative Investment Market (AIM) listed on the London Stock Exchange.
  • We have buyers ready for OTC listed Shares, OTCQX, OTCQB, OTC Bulletin Board OTCBB and OTC Pink Sheet markets
  • Our lenders offer loan transactions with rehypothecation and non-rehypothecation offering the client more loan options

What’s Referred To As Stock Loan?

We help with capitalization through the release of a portfolio lending investment such as a stock loan program, or other liquidity funding such as a share financing transaction that allows owners of publicly traded securities the flexibility to gain access to the locked-up value of their freely traded equity position. The share transaction program is designed specifically for corporations, their employees, officers and major holders of publicly traded companies while providing total privacy to our clients.

Our goal is to help you obtain the best financing structures possible in today’s marketplace. If you’ve never considered a financial loan for stock, share financing, or the unique proprietary forms of capitalization that will put liquidity in your pocket, we can help you understand how your liquidity options work with a pledged share plan.

We always go the extra mile to get you the best rates, lowest fees, and terms you deserve for your stock loan requirements.

Stock Loans Work For Fast Funding?

Our unique position with links to a number of stock loan providers means we collaborate with owners of publicly traded equities on the terms of each and every funded financing transaction. Our process is quick, transparent and completely confidential. Financing proceeds can be used for personal or business purposes, or to diversify or hedge current market positions. Funding is quick with a transaction closing in as little as 3 to 7 business days. Same-day funding is available to contact us to find out more.

What Are The Typical Loans Amounts Our Clients Can Secure For Stock Loans?

We can provide recourse and non-recourse single stock lending from $100,000 to $2bn USD through our network of private institutions. We do require the shares being financed to have a minimum turnover but we do work with several securities lending financing houses that offer the lowest turnover in the business.

The terms of providing you with liquidity and funding are based on the evaluation of the risk and future performance associated with the securities involved in the transaction. The term of the transaction is typically 3 to 5  years, with Interest payments or Maintenance Fees on quarterly or semi-annual bases. Our financing and provision of liquidity is interest-only financing or accompanied by modest Maintenance Fees, and additionally, are non-recourse. The recipient of funding has the option of simply walking away at any time with no further liability and no personal or corporate guarantees.

In the event of a default, our single stock loan lenders do not report to any credit bureaus or governmental agencies, nor do we file any public notice. There is no adverse consequence to the client’s credit.

Due to the unique tax and legal issues involved with transactions involving publicly traded equity, anyone considering alternative financing should consult both tax and legal counsel.

Many people ask what securities lending definition is within business and finance. Stock securities loan is essential so an investor can access the share market and invest for the longer term while hoping they can make a profit from their positions rising. It’s essential to have an investment plan and portfolio risk assessment so that you have a target to aim for.

What Is The Process For Obtaining A Credit Facility For A Stock Securities Loan?

  • Capital Recipient (or “client”) submits an inquiry for funding by providing an equity symbol or ticker code and target transaction amount.
  • We determine the transaction’s viability and calculate a maximum transaction amount, relative to the value of the equity and an interest rate, or Maintenance Fee, based on an assessment of both short and long-term risks to lenders.
  • We issue a term sheet to the client to review.
  • Terms are negotiated and finalized.
  • We send contract documents to clients for review.
  • The securities lending agreement or final contract is negotiated and signed.
  • Both parties coordinate a delivery date with their respective brokerage.
  • The transaction is typically funded within 3 to 7 days.
  • Some transactions can be funded within 7 days in extreme situations.

Exchanges and Countries Our Lenders Cover

United States: New York Stock Exchange (NYSE)
United States: NASDAQ Stock Market (NASDAQ)
Japan: Tokyo Stock Exchange (TSE)
China: Shanghai Stock Exchange (SSE)
Hong Kong: Hong Kong Stock Exchange (HKEX)
United Kingdom: London Stock Exchange (LSE)
Canada: Toronto Stock Exchange (TSX)
India: National Stock Exchange of India (NSE)
South Korea: Korea Exchange (KRX)
Switzerland: SIX Swiss Exchange
Germany: Frankfurt Stock Exchange (FSE)
Taiwan: Taiwan Stock Exchange (TWSE)
Australia: Australian Securities Exchange (ASX)
Singapore: Singapore Exchange (SGX)
Brazil: B3 (formerly BM&F Bovespa)
South Africa: Johannesburg Stock Exchange (JSE)
Spain: Bolsas y Mercados Españoles (BME)
France: Euronext Paris
Italy: Borsa Italiana (Milan Stock Exchange)
Mexico: Bolsa Mexicana de Valores (BMV)
Russia: Moscow Exchange (MOEX)
Thailand: Stock Exchange of Thailand (SET)
Sweden: Nasdaq Stockholm (OMX Stockholm)
Belgium: Euronext Brussels
Netherlands: Euronext Amsterdam
Turkey: Borsa Istanbul
Indonesia: Indonesia Stock Exchange (IDX)
Malaysia: Bursa Malaysia
Norway: Oslo Stock Exchange (Oslo Børs)
Denmark: Nasdaq Copenhagen (OMX Copenhagen)
Philippines: Philippine Stock Exchange (PSE)
Finland: Nasdaq Helsinki (OMX Helsinki)
Greece: Athens Stock Exchange (ATHEX)
Poland: Warsaw Stock Exchange (GPW)
Czech Republic: Prague Stock Exchange (PSE)
Austria: Wiener Börse (Vienna Stock Exchange)
Israel: Tel Aviv Stock Exchange (TASE)
Ireland: Euronext Dublin
Hungary: Budapest Stock Exchange (BSE)
Portugal: Euronext Lisbon
New Zealand: New Zealand Stock Exchange (NZX)
Vietnam: Ho Chi Minh Stock Exchange (HOSE)
Peru: Lima Stock Exchange (BVL)
Chile: Santiago Stock Exchange (Bolsa de Comercio de Santiago)
Egypt: Egyptian Exchange (EGX)


    What Is A Non-Recourse Loan For Stocks?

    Stock Loan

    Stock Loan

    A non-recourse loan also known as a loan for stocks is a type of loan that uses shares in a publicly-traded company to secure the loan. It is an excellent way for individuals and business owners to tap into the value of their portfolio easily and quickly without having to wait too long for the money.

    Securities-based lending can be a critical financing source for entrepreneurs and can be used by companies or people to raise much-needed financing. A securities loan is a resource they can quickly access to fund business operations.

    The loan stock amount is determined by a loan-to-value (LTV) ratio which means the loan amount may equal 50% of the value of the shares needed to secure the loan.

    In addition to other criteria, the maximum loan amount available to a borrower depends on:

    • Market conditions
    • Average trading volume
    • Historical share price and volume performance
    • Total number of shared owned
    • Total market capital
    • Market sector

    Why Would Someone Need A Non-Recourse Stock Loan?

    The ability to convert a majority of the current market value of securities into cash collateral without selling them outright is an attractive option for many shareholders. With that value unlocked from their shares, individuals and business owners can get the liquidity they need with ease and without visiting the bank. Using asset-backed lenders that can lend against portfolios and securities lending is an ideal way to access liquidity fast and at low-interest rates.

    What Are The Benefits of A Non-Recourse Stock Loan For Businesses?

    • Liquidity –  Lending is a fantastic option when an individual or business owner needs a quick financing option. It turns equity into cash with ease.
    • Interest-only – No ambiguous or hidden charges;  funds are an interest-only, transparent loan option. There are no never-ending charges that seem to extend the credit unnecessarily.
    • Accessible – These are available to almost anyone. You don’t need a credit check to access one for your individual or business needs. The process is painless and straightforward, and your money is delivered to you most conveniently.
    • Privacy – It provides borrowers with a trustworthy source of capital. All transactions are private and kept in strict confidence.
    • Competitive – Lenders offer you competitive and flexible interest rates. You typically receive better terms than you would get from a traditional marginal loan.

    Re-Cap of Benefits Of A Non-Recourse Stock Loan

    There are a number of key advantages to using funding for an equities-related transaction from our lenders.

    • Fast transaction & funding
    • Non-recourse
    • No personal or Corporate guarantee.
    • Fast and easy loan closing.
    • No credit reporting in the event of a default
    • Private & confidential
    • Quick closing offers the ideal loan solutions.
    • Reduce the need for traditional bank recourse financing
    • No out-of-pocket expenses or upfront fees
    • Low-interest rates or Maintenance Fees
    • Fair share pricing using a three, five days or 30-day average
    • Flexible terms
    • Large transaction amounts are accepted
    • Minimum lending USD100,000
    • No maximum lending

    Stock Loans Against Your Securities Portfolio

    For clients that hold existing share portfolios, our lenders give you the ability to be able to release equity against the current portfolio balance. Portfolio lenders can allow a loan against stock portfolio so the client can use these funds for a range of other personal or investment purposes such as buying assets like property or even boats. The advantage of taking an equity-secured loan rather than selling the shares can be that the shares have long-term growth value and by selling them the client loses out on long-term growth. Another advantage of taking a collateral loan is that as you are not selling the shares then no tax is paid on any previous capital gains. In many countries, capital gains tax is paid upon the sale of any shares that have made material gains whilst the client has held the shares.

    To obtain a loan against shares you can see the lending criteria below.

    • Minimum finance from USD100,000 for a stock loan. Can finance lower lending amounts if shares are highly liquid and blue chip on major world exchanges.
    • Loan to value up to 50% for blue chip portfolios. Portfolio value ideally USD500k but can be lower with very liquid assets
    • Alternative Investment Market (AIM) and OTC listings and portfolios considered with highly liquid stocks
    • Acceptable securities blue chip shares on any exchange and highly liquid
    • Stock loan funds can be drawn down in GBP Sterling, Euro & US Dollar
    • Custody can remain with 3rd party
    • Margin loan with recourse (NON-title transfer )
    • Terms available up to 36 months ( early repayment allowed with full loan interests payable )
    • Loan rates from 5% pa fixed
    • Interest servicing monthly after 1st year.

    Why Work With Platinum Global?


    Our professionalism is formed on a foundation of knowledge gained through our broad international presence and experience developed through our services in global financial markets.


    Our consultants and financial advisors demonstrate a strong performance record in services for our ultra-high net-worth individuals and institutional clients, but they are
    never content to rely on that record. Rather, they have established that record as a benchmark that is to be met and exceeded in all advisory and management services for individuals and corporate entities.


    We provide the highest quality of services under the aegis of a single entity. Our full-service capabilities offer superior coordination of investment advice, execution, reporting, and administration with an optimum fee structure that reduces duplication and service conflicts.


    Our consultants and advisors maintain relationships with key opinion leaders in both global and private financial institutions in North America, Europe and throughout the countries of Southeast Asia. We have access to worldwide securities lending and worldwide lending with banks, family offices, ultra-high net worth individuals, private institutions and many more lenders at our disposal.


    Modern global investment markets operate around the clock. Our clients receive continuous support from our consultants and advisors each day and on an all-time basis to verify the timely execution of transactions and administration of services.


    Our advisors and consultants maintain strict independence that enables them to consider the client’s financial goals above all else. We adhere to the strictest financial and securities lending services regulations of professional financial regulatory bodies in the geographic markets and territories that we serve. We are an excellent guide to securities and help our clients find the perfect stock loan.


    Through our participation in multiple global debts and equity transactions, we have forged alliances with many of the top international investment and commercial banks. These alliances give our advisors and consultants access to transactions and expertise that they can then use to deliver superior financial advice and asset management services.



    ☑ NO Personal Guarantee!

    ☑ NO Credit Review!

    ☑ NO Personal Income!

    ☑ NO Personal Tax Returns required!

    ☑ NO Business Income and NO Business Tax returns are required to get a loan!

    ☑ You can reap 100% of all the rewards of any appreciation and dividends!

    ☑ We can loan you up to 70% of the value of your securities with no recourse!

    ☑ Low Fixed Interest Rate As Low As 2.5%!


    Our Specialty:

    • Funds Against Securities
    • Equity-Based
    • Block Trades
    • Corporate Bonds
    • Portfolios
    • Large and small caps.
    • Closing your loan quickly and efficiently.
    • Helping you mitigate your portfolio risk through diversification.
    • Providing you with liquidity.
    • Offering flexible pledged share loan packages tailored to your individual needs.
    • Securing competitive interest rates.
    • Providing you with your personal account executive to walk you through the process.
    • We speak to over 15 lenders on your behalf securing the most ideal funding.
    • We use private lenders which means you enjoy privacy and no releasing details.
    • Never any upfront fees. You pay on the success of receiving the loan just before the disbursement of funds.
    • Borrowed money can be used for any purpose.

    Our funding offers a variety of benefits compared to some other types of lending. Some of the benefits of stock loan lending include:

    • Competitive interest rates on eligible securities
    • Freedom from personal guarantees
    • Non-recourse. The client can simply walk away.
    • No personal loan only based on securities pledged
    • Top-tier financial institutions
    • No credit score check required
    • 30% to 40% margin requirement
    • Share custodian brokerage account can be set up
    • Fast liquidity
    • Should borrower default? The lender simply sells the shares.
    • Competitive interest rates: With this type of loan, you can receive a more competitive interest rate than you would with a traditional loan. For those looking for reasonable interest rates with the potential for high loan amounts, this type of lending is a good choice.

    Freedom from personal guarantees: Some lenders may have you pledge critical personal items as security, such as your car or your home or other assets for example.

    No credit check required: With most securities funding, an intensive credit check isn’t required for you to qualify. This makes them more accessible. With our team, you won’t have to worry about passing a credit check to participate in this type of lending.

    Fast liquidity: This type of lending is also useful when it comes to fast liquidity. We can close your loan in as little as 48 hours and provide you with the necessary funds.

    If the market is down, sometimes access to this type of loan may feel restricted. The amount of money you can receive for a loan will depend on how the market is doing. Your loan amount may also depend on factors like the number of shares, price, and current trading volumes.

    We can help you navigate the landscape and get you set up with reasonable loan terms. We understand all the factors that go into this type of lending. We also know how to keep up with the changing landscape.


    As a premier loan broker with over 6 years of stock loan experience, we guarantee effective and comprehensive transactions for you or your business. Our reputation and history of successful transactions and clients speak for themselves. We pride ourselves in helping our clients – large or small, obtain streamlined financing even in today’s economy.

    Let’s face it, Liquidity is king. So why would you not put your shares to work? Our funds are not only fast but they are safe, being that they are non-recourse which is so important in this ever-changing market. It’s always advantageous for clients to be able to access stock loan funding when they are looking for available options when lending.


    What Are 144 Restricted  Stock Loans?

    144 restricted stock loans differ from standard issue stock loans in that the stock that’s being used to secure the stock loan has to have the rule 144 restriction legend removed before the lender can issue a loan to the 144 restricted stock loan applicant.  We provide our clients with SEC Rule 144 compliant procedures to get our clients the liquidity they need by being allowed to use their 144 restricted stock as collateral to take a stock loan. We also ensure that each rule and regulation is followed along the way. Control and restricted stock loans are commonly used for SEC Rule 144-compliant financing. Restricted stock is issued with a ‘restricted legend’ on the stock certificate. Shareholders with restricted stock may only sell their shares in compliance with SEC regulations.

    How Can We Help Clients With 144 Restricted Stock

    We work closely with insiders and company owners of stock through our lending program to provide SEC Rule 144 approved stock loans that an insider can use by freeing up to 50% of their shares to obtain a 144 restricted stock loan. Our 144 restricted stock loan product will give the borrower liquidity by using their shares to obtain a stock loan which they would not previously have been able to do with the 144 restriction legend being placed against the shares. This transaction is complex yet effective while retaining potential asset appreciation all the while providing liquidity to the borrower. Although complex as it sounds we just follow a well-set procedure as laid out by the 144 restriction lawyers, share transfer agents, custodians and stock loan lenders to deliver a stock loan at 50% of their stock holdings value. With a 144 restriction in place, the client would not have previously been able to obtain lending against their shares.

    What Is Rule 144?

    Rule 144 is the most common exemption that allows the resale of unregistered securities in the public stock market, which is otherwise illegal in the U.S. The regulation gives a specific set of conditions that a shareholder must meet in order to sell unregistered, “restricted,” or “controlled” securities in the public marketplace. For a shareholder to sell securities (such as stock, bonds, and equities) on the public stock market, the securities and sale need to be registered with the U.S. Securities and Exchange Commission (SEC). Securities that are not registered or that are labelled as “restricted” or “controlled” generally cannot be sold or resold on the public market. However, there are several exemptions for the resale of restricted securities, and Rule 144 is the most commonly used. This means that though technically not selling the shares and just taking a loan against them that the loan is still able to qualify.

    Why Are Some Shares Given The 144 Restricted Stock Loan?

    Restricted stock refers to unregistered shares of ownership in a corporation that is issued to corporate affiliates, such as executives and directors. Restricted stock is non-transferable and must be traded in compliance with special Securities and Exchange Commission (SEC) regulations. The restrictions are intended to deter premature selling that might adversely affect the company. Restricted stock typically becomes available for sale under a graded vesting schedule that lasts several years. Insiders are given restricted stock after merger and acquisition activity, underwriting activity, and affiliate ownership in order to prevent premature selling that might adversely affect the company. An executive may have to forfeit restricted stock if he leaves the company, fails to meet corporate or personal performance goals, or runs afoul of SEC trading restrictions. The SEC regulations that govern the trading of restricted stock are outlined under SEC Rule 144, which describes the registration and public trading of restricted stock and the limits on holding periods and volume.

    How do I remove a restrictive legend from my stock certificate?

    Removing a restricted legend is a complex process governed by regulations. If your shares have a restrictive legend, contact your broker to request the proper paperwork and procedure. Brokers and clearing agents are sometimes particular regarding what forms and disclosures they require before assisting in the removal of a restricted legend from the security. Legal opinions (from company counsel or outside counsel) are also sometimes needed to remove a restricted legend.

    How Do 144 Restricted Stock Loans Work?

    There is a process that needs to be followed with 144 restricted stock loans and below is a basic overview. The below process is not an exact science as there are some parts of the 144 stock loan legend removal process that requires a lot more detail.

    1. Inquire with us so we can ascertain if the stock loan has a 144 restricted legend in place.
    2. We will send it to the lender and obtain the lending term sheet.
    3. We will refer you to a registered 144-restricted stock loan lawyer to start the legend removal process.
    4. The removal process takes around 4 weeks
    5. We will advise you which custodian to open an account with in preparation for them to receive the electronic shares
    6. Once unrestricted shares are with the custodian the lender will issue the Master Loan Agreement
    7. The client signs the master loan agreement and returns it to the lender
    8. The lender requests a custodian statement confirming shares are with the custodian
    9. The client signs a copy of the custodian statement and returns it to the lender
    10. The lender will issue the stock loan proceeds on a (DVP) deliver vs payment basis which is T + 2 days

    We provide non-recourse 144 Restricted Stock Loans as well as block purchases for companies listed on most major Stock Exchanges. We also help arrange stock loan financing for many other stock market loans in North America, Middle America, Central America and Southern America. We perform the complicated sourcing, filing and processing for you, and we can help support you on your way to success with our competitively-priced lending and terms. Our asset lending capital features highly competitive interest based on the present prime rates. Plus, our loans extend anywhere from 3 months to 10 years, which is an ideal amount of time for many individuals seeking a good amount of capital and a reasonable amount of time to make payments on their loans.

    Platinum Global Stock Loans provides non-recourse 144 restricted stock loans and block purchases on the world’s main Stock Exchanges. Our speciality is non-recourse stock loans, using global Stock Exchange traded stock as the only collateral. A typical stock loan would be a 3-month to 10-year interest-only loan with a super competitive interest rate based on the prime interest rate. With over 5 years of experience in stock loan lending, we are poised to help you find the correct loans for shares program.

    Sometimes referred to as securities lending or a non-recourse stock loan issued by securities lenders, these short-term loans are available to help shareholders and investors keep the stock asset they own while having access to fast cash they need to make other hard asset investments or to pay off debt.

    Our 144 restricted stock loan amounts are dependent on the security, liquidity, the number of shares, price, volatility, trading volume and additional criteria determined to secure, approve and fund the loan. We offer several options for interest payments including monthly and quarterly during the life of the loan. We keep the process easy as pie, once you fully repay the loan, your stock is transferred back to you in full.

    How Do I Qualify for a 144 Restricted Stock Loan?

    Any owner of a Non-Marginable 144 restricted stock loan security is eligible and can be approved for a loan. The size of the stock loan can vary greatly depending on the borrower’s ability to handle the payments and structure of the loan. The loan process is quick, and turn times to money are usually within 48 hours of closing.

    The Main Advantages 144 Restricted Stock Loans?

    With stock loans or block trades, it’s all about flexibility. Non-recourse stock loans 144 restricted gives the borrower the opportunity to walk away from the loan at any time without affecting the borrower’s credit score or liability. These types of loans are much more appealing than traditional margin loans due to no liability issues. The stock loan structure is set up where no collateral and no personal guarantee are required by the securities financing lender.

    Basic Requirements for 144 Restricted Stock Loans

    ✓ Minimum loan amount of $500,000 USD to $500,000,000

    ✓ Your stock restrictions can have 144 restrictions as we have lawyers that can help remove these

    ✓ Private stock or stock that is not currently trading on an exchange is not eligible (no stop signs or skull and crossbones)

    ✓ Loans on stock are available to all shareholders worldwide regardless of country

    ✓ All loans are non-recourse with zero liability to the borrower

    144 Restricted Stock Loan Terms

    ✓ Loan to Value up to 70% depending on securities

    ✓ Interest Only terms with competitive rates with a lock-up period

    ✓ Terms 3 months to -10 years

    ✓ All dividends paid directly to you

    As a direct lender, the only collateral is your stock no credit or background checks or personal liability. We offer competitive loan-to-value ratios, based on market conditions, sector, stock performance and future performance. Typical loan-to-value ratios can range from 45-70%.

    We offer competitive rates based on the current prime interest rate and loan terms of 12, 24, and 36 months. Your privacy is important to us, so your transaction is always kept confidential with all personal information securely stored.

    Get Your 144 Restricted Stock Loan Today!

    Applying for a 144 Restricted Stock Loan takes less than 3 minutes!

    Learn more here and start the quick, easy process today and get your stock loan within 72 hours. Please click-

    APPLY FOR YOUR 144 Restricted Stock Loan TODAY

    1. 144 Restricted Stock Loans

    Platinum Global provides non-recourse 144 restricted stock loans share pledge financing based on any Stock Exchange. Typically the interest rate is 2.5 – 5.5% based on the collateral provided for stocks and securities as collateral on the 144 restricted stock loan lenders.

    2. What Are 144 Restricted Stock Loans

    Restricted stock is issued with a ‘restricted legend’ on the stock certificate. Shareholders with restricted stock may only sell their shares in compliance with SEC regulations. If you are the owner, CEO or significant or minority shareholder of a listed company in the United States. You will be able to pledge the shares that you own in the company in exchange for capital without selling them for stock loans, share pledge financing or stock pledge financing. Platinum Global is a privately held liquidity solutions provider for Europe, The Americas and South East Asian Countries such as Hong Kong, Singapore, Malaysia and Indonesia as well as global securities lender financing on other worldwide stock exchanges. We provide funding against the shares you or your company own. This allows you to raise capital quickly and easily and at a low-interest rate with share pledge financing. Platinum Global Stock Loans works closely with owners of publicly traded companies to bring liquidity quickly and easily. Stock Loans?

    3. What Is A 144 restricted Non-Recourse Stock Loan?

    A 144 restricted non–recourse stock loan means that no personal guarantees are required by the applicant. This means that in the event of non-payment used by the borrower, the assets will be used to settle the arrears of the loan. If the asset value is insufficient to cover the outstanding amount of the loan, Platinum Global Stock Loans will absorb the difference and no additional payments by the borrower are required.

    4. What Are The Benefits Of 144 Restricted Stock Loans?

    Loans stock enable you to obtain pledge stocks that you own in a publicly traded entity for immediate liquidity and funding.

    Funds can be used for working capital, recapitalizing the company or personal investment.

    At Platinum Global Stock Loans we do not limit how funds should be used.

    5. How Much Can I Loan?

    Platinum Global Stock Loans can provide financing from $100,000 USD to $500,000,000 USD.

    Depending on the underlying share used as collateral, the LTV or Loan to Value can range from 45% to 70% of the value of the share pledged.

    6. What Amount Of Time Can I Take A Stock Loan For?

    Platinum Global Stock Loans can structure loan programs between 3 months to 10 years on a renewable basis.

    The applicant can opt for interest-only payments on a monthly basis, or principal plus interest payments.

    We are also able to structure customized payment plans according to your requirements such as quarterly or semi-annual payments

    7. How Fast Will I Be Able To Receive Funds?

    We are able to give you an in-principle approval within 24 hours and a confirmed offer within 2 working days.

    The assessment process is quick and easy with no documentation required other than the loan amount requested, the number of shares and the ticker name for collateralized stock loans.

    For example, if you would like to see if your stock can be used for the pledge, simply let us know

    1. Amount of Shares
    2. Loan Amount Required
    3. Ticker Name

    And we will be able to let you know the amount approved within 24 hours, but most likely sooner

    8. How Will I Receive The Funds?

    Once you have signed our offer letter the following steps take place

    1. Offer Letter Signed
    2. Custodian Forms and KYC are sent to you to sign and complete
    3. Custodian Forms and KYC is completed and returned
    4. Within 3- 5 working days a custodian account is opened for you to make the transfer of the securities you wish to pledge
    5. Securities are transferred to the custodian and the loan amount is simultaneously transferred via a Delivery –versus-Payment Process (DvP)
    6. The loan transaction is now completed and payment is made according to the payment schedule

    Restricted Stock: Rule 144

    When you acquire restricted securities or hold control securities, you must find an exemption from the SEC’s registration requirements to sell them in the marketplace. Rule 144 allows the public resale of restricted and controlled securities if a number of conditions are met.

    Restricted Securities

    Restricted securities are securities acquired in unregistered, private sales from the issuer or from an affiliate of the issuer. Investors typically receive restricted securities through private placement offerings, Regulation D offerings, employee stock benefit plans, as compensation for professional services, or in exchange for providing “seed money” or start-up capital to the company.

    Control Securities

    Control securities are those held by an affiliate of the issuing company. An affiliate is a person, such as a director or large shareholder (10% or more), in a relationship of control with the issuer. Control means the power to direct the management and policies of the company in question, whether through the ownership of voting securities, by contract, or otherwise.

    If you acquire restricted securities, you almost always will receive a certificate stamped with a “restricted” legend. The legend indicates that the securities may not be resold in the marketplace unless they are registered with the SEC or are exempt from the registration requirements. The certificates of control securities are usually not stamped with a legend.

    Rule 144 Conditions

    If you want to sell your restricted or controlled securities to the public, you can follow the conditions set forth in Rule 144. The rule is not the exclusive means for selling restricted or controlled securities, but it provides a “safe harbour” exemption to sellers. The rule’s five conditions are summarized below:

    Holding Period

    Before you may sell restricted securities in the marketplace, you must hold them for at least one year. The one-year holding period begins when the securities were bought and fully paid for. The holding period applies only to restricted securities.

    Adequate Current Information

    Current financial information must be made available to the buyer. Companies that file 10-K and 10Q reports satisfy this requirement.

    Trading Volume Formula

    After the one-year holding period, the number of shares you may sell during any three-month period cannot exceed the greater of 1% of the outstanding shares of the same class being sold, or if the class is listed on a stock exchange or quoted on Nasdaq, the greater of 1% or the average reported weekly trading volume during the four weeks preceding the filing of Form 144 (Notice of Proposed Sale) with the SEC.

    Ordinary Brokerage Transaction

    The sales must be handled in all respects as routine trading transactions, and brokers may not receive more than a normal commission. Neither the seller nor the broker can solicit orders to buy the securities.

    Filing Notice With the SEC

    At the time you place your order, you must file a notice with the SEC on Form 144 if the sale involves more than 500 shares or the aggregate dollar amount is greater than $10,000 in any three-month period. The sale must take place within three months of filing the form and, if the securities have not been sold, you must file an amended notice.

    How Can We Help You?

    The markets can be confusing and difficult to navigate when you need liquidity. This is where Platinum Global Stock Loans can help. When a traditional bank or lender cannot help you with your stock loan requirements we are here to get you the funds you need. Our goal is to expand your access to liquidity for equity stock loans, whether you are an individual or a business. Our solutions are fast and secure, aiding you in your journey to financial diversification. Investing in a restricted 144 stock loan can yield plenty of rewards if you only know how to secure one.

    Family Asset Management

    We fund Family offices clients stocks to help them with solutions to finance investments, purchases, and cash flow.

    Publicly Traded Companies

    We help companies source efficient, cash flow and shareholder-friendly capital for any business need they require.

    Executives, Directors, Board Members

    We fund key persons in publicly traded companies to liberate capital in their primary company shareholdings while retaining their ownership of shares.

    Personal Stock Holders

    We work with personal clients and  assist them in optimizing their investments while meeting their cash flow needs.

     Stock Exchanges We Cover


    • Alberta Exchange, Canada
    • Montreal Exchange, Canada
    • Toronto Exchange, Canada
    • Vancouver Exchange, Canada
    • Winnipeg Exchange, Canada
    • Canadian Market Reports, Canada
    • Canada Stockwatch, Canada
    • AMEX, United States
    • New York Stock Exchange (NYSE),United States
    • NASDAQ, United States
    • The Arizona Exchange, United States
    • Chicago Exchange, United States
    • Chicago Board Options Exchange, United States
    • Chicago Board of Trade, United States
    • Chicago Mercantile Exchange, United States
    • Kansas City Board of Trade, United States
    • Minneapolis Grain Exchange, United States
    • Philadelphia Exchange, United States


    • Sydney Futures Exchange, Australia
    • Shenzhen Exchange, China
    • National Exchange of India,India
    • Bombay Exchange, India
    • Jakarta Exchange, Indonesia
    • Indonesia NET Exchange,Indonesia
    • Nagoya Exchange,Japan
    • Osaka Securities Exchange, Japan
    • Tokyo Grain Exchange, Japan
    • Tokyo International Financial Futures Exchange (TIFFE), Japan
    • Tokyo Exchange, Japan
    • Korea Exchange, Korea
    • Kuala Lumpur Exchange, Malaysia
    • New Zealand Exchange, New Zealand
    • Karachi Exchange, Pakistan
    • Lahore Exchange, Pakistan
    • Singapore International Monetary Exchange Ltd. (SIMEX), Singapore
    • Taiwan Exchange, Taiwan
    •  Exchange of Thailand, Thailand


    • EASDAQ, Belgium
    • Zagreb Exchange, Croatia
    • Helsinki Exchange, Finland
    • Paris Exchange, France
    • LesEchos: 30-minute delayed prices, France
    • MATIF, France
    • Frankfurt Exchange, Germany
    • Athens Exchange, Greece
    • Budapest Exchange, Hungary
    • Italian Exchange, Italy
    • Macedonian Exchange, Macedonia
    • Russian Securities Market News, Russia
    • Ljubljana Exchange,Inc., Slovenia
    • Barcelona Exchange, Spain
    • Madrid Exchange, Spain
    • MEFF: (Spanish Financial Futures & Options Exchange), Spain
    • Stockholm Exchange, Sweden
    • Swiss Exchange, Switzerland
    • Istanbul Exchange, Turkey


    • Chile Electronic Exchange, Chile
    • Santiago Exchange, Chile
    • Bogota Exchange, Colombia
    • Nicaraguan Exchange, Nicaragua
    • Trinidad and Tobago Exchange, Trinidad and Tobago
    • Caracas Exchange, Venezuela
    • Venezuela Electronic Exchange, Venezuela
    • Colombia Exchange
    • Lima Exchange
    • Mexican Exchange
    • Santiago Exchange
    • Bolivian Exchange
    • Buenos Aires Exchange
    • Bolsa de Comercio de Bahía Blanca
    • Mercado Abierto Electrónico


    • The South African Futures Exchange(SAFEX), South Africa
    • Lusaka Securities Exchange
    • Ghana Exchange
    • Malawi Exchange
    • Johannesburg Exchange
    • Exchange of Mauritius
    • Casablanca Exchange
    • The Egyptian Exchange
    • Nairobi Securities Exchange
    • Nigerian Exchange Group
    • Dar es Salaam Exchange


    • Tel Aviv Exchange, Israel
    • Beirut Exchange, Lebanon
    • Palestine Securities Exchange, Palestine
    • Istanbul Exhange, Turkey
    • Abu Dhabi Securities Exchange
    • Bahrain Exchange
    • Bahrain Financial Exchange
    • Cyprus Exchange
    • Dubai Financial Market
    • Dubai Gold and Commodities Exchange
    • Tehran Exchange
    • Iraq Exchange
    • Amman Exchange
    • NASDAQ Dubai
    • Kuwait Exchange
    • Malta Exchange
    • Muscat Securities Market
    • Qatar Exchange
    • Saudi Exchange Market
    • Damascus Securities Exchange


    Our funds offer you the flexibility of being able to walk away from the loan at any time without hurting your credit rating or having to bring in additional collateral or cash like you do with traditional margin lending. No personal guarantee is required.


    We work with direct lenders and the loan is only secured by the portfolio. Our loan packages are all under-written in-house so you communicate directly with the lender and receive personalized service and attention to detail.


    The loan to value we offer is based on market conditions, market sector, historical performance, and anticipated future performance. Typical LTV ratios range from 45-65%.


    Since our funding is underwritten in-house, we can get to closing quickly and fund your loan within 3-7 business days. Your funds will be wired directly into your bank account. Most lenders in this space have anticipated closing times of 2-3 weeks.


    We offer competitive rates based on the current prime interest rate and loan terms of 12, 24, and 36 months. Since rates can change, we encourage you to start the application process as soon as possible so we can lock you into the best rate.


    Your transaction is completely private and confidential. All information regarding your loan is stored securely in our processing center, and only we have access to the details of your loan.

    Frequently Asked Question’s

    Recourse or Non Recourse Stock Loans

    Since the credit crunch of 2007, traditional lending for small companies has declined significantly. Banks now do not have the appetite to lend out money. This is due to minimum solvency requirements imposed on the banking sector. This has significantly restricted the flow of capital. Banks have responded by concentrating their lending to larger cap corporations, to the detriment of other businesses. When banks lend to small cap companies they require more security and higher rates. Consequently, a number of other financial solutions have arisen which aims to bridge this funding gap. One area that has grown significantly in recent years for listed companies is non-recourse. Surprisingly, many financial directors are still not that familiar with this important area of finance. This email aims to give a basic overview of Non-Recourse, explaining what they are, how they work, along with their advantages and limitations.

    What Are Single Stock Portfolio Loans?

    A single stock portfolio loan is simply pledging security of the company in the form of ordinary shares to receive a company loan. This type of loan does not require director guarantees so the risk is solely the Company’s. A lender will agree to lend against this stock security. Like all lending, the more security pledged in comparison to the size of the loan, the less risk to the lender. Similarly, the higher trading volume or liquidity of the stock results in less risk to the lender as they can sell their holding should the Company breach the rules of the lending agreement. Non-Recourse Loans by definition is a loan against the value of a stock or portfolio of stocks whereby the shareholder (OWNER) can borrow up to 80% of the stock value (in some cases higher) of the portfolio’s market value “without selling the shares“. Like a home equity loan for stocks but much better, you borrow against the appraised value of the portfolio, pay a below prime interest rate for the term of the loan and then at term end, you either pay off the loan and receive your stock back with any stock appreciation, refinance the loan or, if the stock price has fallen below the LTV amount, forfeit the shares without paying back the loan (non-recourse) with no liability or effect on your credit rating.

    How Does Non Recourse Funding Work?

    The first stage is the borrower will outline their lending needs. This will result in a Draft Term Sheet assuming that a deal can be reached. This Draft term sheet will include an overview of the loan, including the size of the loan, it’s duration, the interest rate, the Loan-to-Valuation (LTV), fees, and the security pledged. This draft term sheet will also include default situations along with remedies and certain liquidity requirements. The lender will stipulate how and when funding will be completed. Assuming that the potential borrower is happy with the terms of the loan, a Definitive Loan Agreement will be delivered for signature by both parties. Once a formal contract has been entered into (Controlled Agreement), the borrower is required to establish a Securities Account with the Lender’s specified broker to hold the Security in electronic format. When the Lender receives notification that the security has been deposited and cleared, the Lender will remit funds. The Lender is required to wire funds within five working days after confirmation of delivery and clearance of Pledged Securities. It is important for the borrower to understand that the lender is not selling these shares and does not have ownership of them. These shares stay in the Company’s name and the Lender does not have access to the Custodial account unless a default occurs and both parties cannot find a suitable compromise. The specifics of this will be explained within all the necessary documentation.

    Am I Personally Liable For A Stock Loan?

    NO, this is a “non-recourse” loan; the lender cannot come after you personally. There is NO personal liability associated with the security loan. The only security for the loan is the stock collateral and the only recourse the lender has is against the stock. You have NO personal liability exposure. NO liens.

    Is A Stock Loan Reported To Any Credit Rating Agencies?

    NO, the stock loan is not reported to the credit agencies and there is NO public record of this loan. Even if you elect to walk away from the loan and default because, for example, you have more money then the share is worth, it is NOT reported. The institutions are privately owned and loan HNWI and family office money so they dont have any reasons to want the press or credit agencies getting involved as the lending agreement is nothing to do with these financial and media entities.

    What Type Of Securities Are Allowed To Be Used For A Stock Loan?

    Main board publicly listed securities are allowed to be put up as collateral. Some of the other countries include Canada, UK, United States and European countries, Hong Kong, Israel, Australia, and Korea, to name just a few. We work with clients located all over the world and we arrange stock loan financing on exchanges all over the globe.

    What Happens If The Stock Value Decreases After I Take The Stock Loan?

    There are two different loan programs or options to choose from. Option ONE: If the stock portfolio decreases in value, the borrower can default without penalty. This means NO cash or additional shares are required. Just walk away from the loan without making a payment. It’s not callable. Option TWO: If the value of the stock falls below the agreed minimum value in the contract, then there is an event of default. The minimum value is 80% of the loan amount, or whatever is agreed upon. While the interest rate and interest payment remain constant, due to the volatility of the collateral, the contract may require the borrower to contribute additional cash or shares to keep the loan viable. The decision to give additional cash or securities is solely in the borrower’s hands. The borrower could choose not to risk more capital and terminate the loan, or the borrower could choose to keep the loan in good standing by curing the default caused by the loss in value of the collateral. The additional cash or shares tendered to cure the default do not become part of the collateral for the loan are not subject to repayment or refund at any time. At origination, the borrower and the lender agreed to a minimum fair market value for the collateral of the loan. The payment of the additional cash or securities establishes a new lower minimum fair market value and higher risk threshold for the lender and borrower alike. Those funds “buy-down” the price of the security to set a new floor for the stock and thus maintain the minimum value ratio between the amount of money loaned and the minimum value of the security for which the lender is willing to be at risk. For example, assume the stock had a full market value of $10 per share when the loan was made. Also, assume the loan terms established a 70% LTV, so the loan was for 70% of the full market value or $7 per share. If the value of the stock falls below 80% of the loan amount, here $7, then there is a default which can be cured by the borrower. In this example, the share price would have to go below $7 x 80%, or $5.60 per share. For a default to occur, the share price in the example must fall more than 44%.

    Are There Risks Involved With Stock Loans?

    It is important to know that risks are involved with any type of stock transaction due to the changing nature of stocks. With that said, stock loans are often placed in a low risk investment category. This is due to various reasons, but mostly due to the non-recourse nature of many stock loans and the fact the lender holds your stock collateral and can sell the stock to cover the remaining loan balance.

    What Happens If A Client Defaults On A Stock Loan?

    Clients are not personally liability. If you do not make the interest payments when due or fail to repay the principal when due, our only recourse is against the collateral which is the shares, and not you. The loan will be terminated and cancelled. You get to keep the money received from the securities and the lender gets to keep all interest in the stock. The default or termination is not reported to any credit references or any media organisations.

    Are There Restrictions On Use Of The Stock Loan Proceeds?

    You can do anything with the cash from the stock loan proceeds. Buy a business, buy a home, pay-off a mortgage, buy art, super cars, business expansion, investment real estate, etc. The money is yours to do as you feel as its loaned against the clients portfolio or stock holding.

    What Happens On The Issue Of A Dividend During A Stock Loan?

    The client will receive a credit against the interest payment of all amounts equal to dividends, interest or other distributions on the stock during the term of the loan. However, you do not get the dividend directly.

    Is An Equity Line Of Credit Against Shares The Same As A Stock Loan?

    No, an equity line of credit against shares and a stock loan are not the same thing, although they both involve using shares as collateral for borrowing against shares. Equity Line of Credit (ELOC): An equity line of credit against shares, also known as a securities-based line of credit (SBLOC), is a revolving line of credit that allows you to borrow against the value of your investment portfolio, typically stocks, bonds, or mutual funds. The line of credit is based on a percentage of the value of your securities, and you can borrow and repay funds as needed within the credit limit. It functions similarly to a traditional line of credit, and the borrowed amount accrues interest. The lender holds a security interest in your investment portfolio but does not take ownership of the shares.

    Get in touch to hear more about our stock loan program.

    If you would like to know more about the terms used on our website please visit our Securities Glossary of Terms page


    New Zealand Stock Exchange (NSZ) AUSTRALIA Stock Exchange (ASX) Canadian National Stock Exchange (CNSX)  Toronto Stock Exchange (TSX)  Frankfurt Stock Exchange (FWB)  Hong Kong Stock Exchange (HKEX)  Indonesia Stock Exchange (IDX) Tokyo Stock Exchange (TSE)  Bursa Malaysia (KLSE)  Philippine Stock Exchange (PSE)  KOREA EXCHANGE (KSX)  Singapore Exchange (SGX)  Stock Exchange of Thailand (SET)  Borsa Istanbul (BIST)  London Stock Exchange (LSE)  New York Stock Exchange (NYSE) Brazil Stock Exchange (BOVESPA) Chile’s Santiago Stock Exchange (SSE) Mexican Stock Exchange (BMV) Shenzhen Stock Exchange (SZSE) Shanghai Stock Exchange (SSE)  Taiwan Stock Exchange (TWSE)  Vietnam Stock Exchange (VSE)  Euronext Brussels  Euronext Paris  Frankfurt Deutsche Börse  Milan Stock Exchange (MIL)  Euronext Lisbon  Bolsa de Madrid  Swiss Stock Exchange (SIX)  Dubai Nasdaq Dubai Financial Market (DFM)

    Stock Loans | Stock Loan Broker | Securities Financing August 8, 2023