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Platinum Global Bridging Finance is a distinguished high-net-worth finance broker. We specialize in providing tailored financial solutions, including Property Bridging Finance, Development Finance, Single Stock Loans, Margin Stock Loan, Crypto Finance, Crypto Loans and Commercial Property Finance tailored to meet the diverse needs of our clientele seeking robust financial lending solutions.

 

Other Financing Options We Offer

International Bridging Loans | Expat Mortgages | MUFB Mortgages | Portfolio Mortgages | United States Mortgages | Universal Life Insurance | Expat Life Insurance | Expat Health Insurance | Crypto Financing | Securities Backed Lending | Pre IPO Loans | OTC Stock Loans | Aircraft Financing | Unregulated Bridging Loans | Share Portfolio Loans | 144 Restricted Stock Loans

 

Stock Loans and Share Loans – We Explain More About Them In This Article

By on 6 April 2022   /   Blog  
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Stock Loans and Share Loans – We Explain More About Them In This Article You are a high net worth individual or financial institution or perhaps a high level company executive. You have a valuable company or personal stock portfolio and don’t want to sell any of it to meet a current cash need. A non-recourse stock loan is a financial tool that you might consider in meeting your cash and liquidity needs. Let’s look at some of the most common questions we are asked. What is a stock loan? A stock loan is what it sounds like, it is a loan against the value of shares of stock you own. We lend based on a portion of the value of the shares of stock that you designate as collateral for the loan. Typically we will lend on up to 80% of the value of the shares, though in some cases it might be a bit lower based on the volatility of the underlying security, or other factors based on our analysis. We provide a fully non-recourse stock loans in amounts ranging from $250,000 all the way up to $500 million plus. A high percentage of our loans are in the $200 – $300 million range. We offer a low fixed interest rate of 3%, with terms ranging from 3 to 10 years. Your shares serve as collateral for the loan. They are held in a third-party, fully regulated, fully licensed brokerage account for your safety and ours. You can use virtually any publicly traded shares of stock to secure the loan. This includes companies traded on major exchanges, penny stocks plus international stocks traded on some exchanges worldwide. Among the stocks and other securities that are eligible for our program include: ·   Penny stocks/emerging growth stocks priced under $1.00 with

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Benefits of a Non-Recourse Stock Loan from a Private Stock Loan Lender

By on 6 April 2022   /   Blog  
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Benefits of a Non-Recourse Stock Loan from a Private Stock Loan Lender Liquidity is a major reason executives, insiders, and ultra-high net worth individuals consider non-recourse stock loans in meeting their fast cash and liquidity needs. Let’s take a look at some of the other advantages this type of financing offers. 1. Borrower not personally liable for the loan. 2. Privacy and non-disclosure, you may not be required to disclose to others, for privacy many borrowers prefer this feature. 3. Opportunity for a clean balance sheet that leaves room for other refinancing and acquisition opportunities that can make you more attractive to other lenders. 4. You can walk away from the loan, the day after the loan is funded and not be liable for any future interest payments or principal payments with a non-recourse loan. 5. In the case of default, the lender can only seize the collateral pledged for the loan and cannot go after any of your other personal assets. You are safer with a non-recourse loan and have more options and security than a recourse bank loan or a margin loan. 6. You do not have to disclose liability on financials, to partners, or other financial lenders due to the fact that you are not obligated to pay back the loan. This major benefit is why you may want to structure this for privacy, so it does not impact your personal financial statement. 7. Better product than a bank, minimal paperwork and fast closings – Private lenders can move quickly, no red tape and offer a streamlined stock loan process. No need for financials, no credit checks, or business plans written out. 8. Personal credit, tax returns, etc. not required – no tax returns from multiple years like traditional banks require, which is a far more complicated process. 9. You reap 100% of the rewards of

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Releasing Cash From Your Share Portfolio – Pledged Share Stock Loans

By on 29 October 2021   /   Blog  
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Pledged Share Stock Loan If you’ve ever thought about pledged share refinancing your share portfolio but were scared of the heavy lifting, chances are, you have been missing out. When the average stock portfolio holder can release cash from their existing portfolio at rates of around 3% thats not something to be sniffed at – don’t you think it’s time to stop stalling and consider your stock portfolio refinance options? There are generally two motivations for people to refinance their share portfolio – using the money to purchase another asset and pulling out equity from their stock portfolio to re-invest–  you needn’t wait for these justifications to consider getting a loan to leverage your portfolio in a bull market. One motivation is internal – I want to acquire more assets – and the other is external – we want to do something, such as renovate or go on a holiday or pay off debt. So, the stock portfolio owner looks to stock loan brokers to see if there is a way to pull the equity out of the share portfolio by refinancing. Considering most stock portfolio owners never leverage up their stock portfolio its amazing how many investors are missing out on be able to take advantage of the good times using reasonable leverage of their share portfolio or even single stock portfolio. What happens after a few years is your loan situation changes. Your stock portfolio value goes up in value and you have a better loan to value ratio. Many investors do not realize the power and advantages of refinancing their existing stock portfolio using a pledged share stock loan but there are lenders out there that will happily provide the lending they require either for re-investment into the markets or for any other asset purchases they may

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Why Application Problems Of A Bank Loan When You Can Secure A Stock Loan On Publicly Listed Stocks

By on 21 October 2021   /   Blog  
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Why Application Problems Of A Bank Loan When You Can Secure A Stock Loan On Publicly Listed Stocks

Why Application Problems Of A Bank Loan When You Can Secure A Stock Loan On Publicly Listed Stocks Let us face it – no one particularly likes to deal with a bank. Banks give money to those who do not need it and make it difficult for those who do, and protect their backsides in every case. If you are looking for a large loan, there is almost always a non-refundable due diligence fee. If you get approved that you are worthy after multiple meetings, a huge pile of presenting documents, and an interrogation that lasts hours under a bright hot light, then you have to offer everything you have. Security, performance and financial covenants, legal guarantees from yourself, your business, your management, and your grandma! And to top it off, for the life of the loan and banking relationship they want to know every detail through detailed and time-consuming reporting. Do these problems (diligence fees, approval process), stumbling blocks (reporting, covenants, etc.), and roadblocks (collateral and security!) sound a pain to you? The adage “it takes money to make money” remains true in banking, even more so as banks clamp down during this time of the pandemic. If you are in the market for a sizeable amount of capital, from $1 million to over $250 million – let me propose an alternate financing method that has a different orientation. A Stock Loan Versus A Bank Loan – Which I Quicker? A problem-free Stock loan originated through Platinum Global Stock loans from our panel of over 20 direct lenders. The non-recourse loans are made against publicly traded shares. The only criteria for obtaining a loan against eligible shares you own are demonstrating your ownership and transferring them to a custodian account. Non-recourse means there is no other security besides your

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Bridging Loans For The UK

By on 11 September 2021   /   Blog  
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What are bridging loans? A bridging loan (or ‘bridge loan’) can be useful if you need to borrow money for a short period. It can help to ‘bridge the gap’ if you want to buy a new home before selling your old one. Or if you need to release cash for business purposes secured against u residential or commercial property. How does a bridging loan work? There are two types of bridging loan: ‘closed’ and ‘open’. Closed bridging loans With a closed loan, there is a fixed repayment date – you will normally be given this kind of loan if you have exchanged contracts but are waiting for your property sale to complete. Open bridging loans With an open loan, there is no fixed repayment date, but you will normally be expected to pay it off within one year. Whichever kind of loan you take out, the lender will want to see evidence of a clear repayment strategy, such as using equity from a property sale or taking out a mortgage. They will also want to see evidence of the new property you are purchasing and the price you plan to pay for it, as well as proof of what you are doing to sell your current property if relevant. You should also have a back-up plan in place in case your repayment strategy fails. First and second-charge bridging loans? When you take out a bridging loan, a ‘charge’ will be placed on your property. This is a legal agreement that prioritizes which lenders will be repaid first should you fail to repay your loans. Both a first and second charge bridging loan take your property as security in case you default on repayments. Typically, if you still have a mortgage on your property, the bridging loan will be a

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The Basics of Development Finance

By on 28 July 2021   /   Blog  
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There are several exciting opportunities – for new and existing property developers – including energy efficient developments, conversions of retail units to flats and proposed reforms of the planning system by the government. As a result, we are seeing an increase in development inquiries so we have created this short introduction to development finance to help clients – existing and new – understand the type of projects that development finance can be used for, the costs involved and how the funds are paid. What is a development finance? There are several exciting opportunities – for new and existing property developers – including energy efficient developments, conversions of retail units to flats and proposed reforms of the planning system by the government. Property development finance is a type of short-term, secured finance that is used for many small, medium, and large-scale property projects, including renovations, office block conversions or to purchase and build on previously undeveloped land from the ground up. Development finance is used by many different types of people from private individuals to portfolio developers and small to large companies. Unlike a traditional mortgage, development finance is a short to medium term loan that is secured against the projected gross value rather than the current value of the land/property. It can be complicated so it is beneficial to use an experienced broker. What can development finance be used for? What are the different types of development finance? • Residential property – development finance may be used to build one or more house, convert an office block or retail unit into houses/flat, build an apartment block or renovate a residential property. This can be used by developers looking to sell or rent the property or individuals looking to build their dream home. • Commercial property development – used to build

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