Securities Financing Products Available From Our Range Of Private Lenders

By on 26 March 2021   /   Blog  
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Securities Financing Products Available From Our Range Of Private Lenders

Securities Financing Products Available From Our Range Of Private Lenders There is a crucial distinction between the loans we offer, securities financing, and the more commonly issued recourse loans. Both loan types include borrowing money in return for collateral. With recourse loans, however, the lender can come after much more than what you put up as collateral, and failure to repay the loans can result in When you borrow for a personal or business-related purchase, such as a vehicle or a tractor, you typically enter into what’s known as a recourse loan. This means that you are fully responsible to repay that loan by whatever means necessary, including not only repossession of the asset(s) you bought with the loan, but any other assets necessary to repay the full loan amount. If your financial situation suddenly changes, this can leave you in a dire predicament, with years spent digging yourself out of a financial hole. Then there’s the type of loan we offer: non-recourse loans from our securities lenders. With security-backed loans, you don’t have to worry about a major change in your financial situation or the value of your pledged securities, because you can walk away from the debt at any time, problem-free. Why our securities financing loans are the right choice: No credit checks No requirement to repay, no effect on credit if you terminate the loan early Walk away from the loan at any time with our securities financing loans – Non Recourse You never lose ownership of your shares. Keep earning a return while enjoying liquidity. Protect yourself from major capital losses. If the value of your share suddenly falls, simply walk away from the loan. There are several reasons you may decide not to pay your debt, and relinquish the securities you pledged, but the most

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Non-Recourse Stock Loans – Platinum Global Stock Loans

By on 25 March 2021   /   Blog  
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Non-Recourse Stock Loans – Platinum Global Stock Loans

Non-Recourse Stock Loans There is a crucial distinction between the loans we offer, non-recourse stock loans, and the more commonly issued recourse loans. Both loan types include borrowing money in return for collateral. With recourse loans, however, the lender can come after much more than what you put up as collateral, and failure to repay the loans can result in When you borrow for a personal or business-related purchase, such as a vehicle or a tractor, you typically enter into what’s known as a recourse loan. This means that you are fully responsible to repay that loan by whatever means necessary, including not only repossession of the asset(s) you bought with the loan, but any other assets necessary to repay the full loan amount. If your financial situation suddenly changes, this can leave you in a dire predicament, with years spent digging yourself out of a financial hole. Then there’s the type of loan we offer: non-recourse loans. With security-backed loans, you don’t have to worry about a major change in your financial situation or the value of your pledged securities, because you can walk away from the debt at any time, problem-free. Why our stock loans are the right choice: No credit checks No requirement to repay, no effect on credit if you terminate the loan early Walk away from the loan at any time You never lose ownership of your shares. Keep earning a return while enjoying liquidity. Protect yourself from major capital losses. If the value of your share suddenly falls, simply walk away from the loan. There are several reasons you may decide not to pay your debt, and relinquish the securities you pledged, but the most common reason is that the value of those securities has fallen dramatically. For this reason, a stock loan is

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Bridging Finance For The UK and Europe

By on 5 February 2021   /   Blog  
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Bridging Finance For The UK and Europe

Bridging Bridging Finance Bridging finance is used to finance the gap between when you need to pay to purchase something, but you’re waiting for funds to become available from the sale of something else. This can be used for properties in Spain, Italy, France, Germany, Austria and many other countries in Europe. Its possible to use UK property and property in Europe together so the lender places a first or second charge against both properties to ensure the client can release their expected monies. In real estate they’re often used by people who are buying a property, but are waiting for the sale of another property to go through. Bridging loans are secured loans. This means you have to have a high-value asset to get one, such as a property or land. What can you use a bridge finance for? Bridging loans could be used for lots of reasons. These include: Buying a property Property development Buy-to-let investment Business ventures Paying a tax bill Divorce settlements. Bridging loans are also used by property developers at auction. This is because they often need to pay a deposit to secure their purchase at short notice. Using Bridging finance for property development Bridging finance is popular with landlords and property developers who need to fund projects on properties which they will sell off quickly afterwards. Residential bridge loan Bridging loans are also becoming popular with people who are moving house too. Types of bridging loans There are two types of bridging loans … Open bridge loan These have no set end date. This means they can be repaired whenever your funds become available. They usually last for up to a year, and sometimes even longer. Closed bridge loan These have a fixed end date. This date is usually based on when you know

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How Easy Is It To Secure Development Finance

By on 21 September 2020   /   Blog  
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Development finance began to show a fair amount of potential as of late. Buying a property at a fairly low initial price and then developing it to be sold or lent at a higher price seems like a good investment for many people. It brings enough profit so that in the long run, you can recover the money you have invested in the initial purchase. But still, do you understand exactly how this type of finance works? You may know a thing or two – but understanding the basics will make the difference between starting a successful business – and one that will leave you bankrupt. What Does Development Finance Offer? There are several types of finance options for development, each one targeting a certain kind of development. A smaller development, for instance, may involve a simple aesthetic renovation that has nothing to do with the structure of a property. This can be anything from a wall painting to a change in staircase rails, door knobs, and other similar items. A lender, however, may also go for redevelopment finance – which is basically classic development finance that also handles the structure of a property. Those who want to apply for residential development are generally the ones who also need to dive into heavy work to the house structure. In other words, if you are planning to extend the house or to rearrange the walls, you will have to apply for redevelopment finance. While this may be rather costly, it can also drastically increase the value of a property. On the long term, this may bring you a fair amount of profit. Last but not least, property development finance will allow you to develop a building from scratch. Say that you have a piece of land, but you have nothing worthwhile on it. If you build

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German Bridging Loans And The Economy

By on 16 September 2020   /   Blog  
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It now seems, that despite pressure from the U.S. and the IMF, Germany’s decision to hoard cash reserves and maintain low debt, to enable them to deal with a “worst-case scenario” has proven almost prophetic. This situation has now materialised, and the government has been well placed to aid Germany’s recovery with a substantial financial rescue package. The German government has been typically efficient and resilient, in its management of the virus and its financial support given to its workforce. They have confounded many countries with their low death rates and stable unemployment figures. The property development market has continued to function and looking to use German Bridging Loans, albeit in a reduced capacity with external, or “dangerous” work being partially suspended during the lockdown to ensure that valuable ICU beds are kept for Covid19 patients. The lighter refurbishment end of the market, where the fund focuses its lending, has continued work, but within the strict safety guidelines issued by the government. At time of writing, we are already starting to see some European countries entering the next phase with Austria, Denmark and Czechia already easing restrictions, with a slow and structured return to work planned over the next few months. The German National Academy of Sciences Leopoldina recommended this week that the country could begin reducing the restrictions imposed by the government. Chancellor Angela Merkel announced that a gradual return to work would commence on the 20th April 2020. In terms of recovery, economists are split on this, although if we refer back to 2003/04 and 2008, we can see that consumer confidence is still much higher now despite this pandemic, and coupled with the strong unemployment figures, these are 2 of the key drivers in property growth. Liquidity Management Although there is definitely “light at the end of

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The German Economy and German Bridging Finance

By on 16 September 2020   /   Blog  
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General Overview As we finally see Europe starting to ease restrictions and get back to work, with shops and business’s beginning to reopen we must start to evaluate the potential impact on the lending and, in particular, German Bridging Finance. It has been well reported even by the most partisan of media, that Germany has lead Europe in its response to this pandemic. The economic impact appears to be less, at this stage, than other countries, with GDP only falling 2.2% in the first quarter against neighbouring countries with a fall of 4 to 6%. The unemployment rate went from 5 to 5.8 at the end of April, again far less than other major economies, which is naturally a good indicator of the potential impact on the residential housing market. From a micro perspective, the decision of the country’s 16 states to allow factories and building sites to stay open has resulted in the construction industry, which accounts for almost 10% of Germanies economy, expand by 1.8% in March, which during this unprecedented period is truly impressive. Liquidity Management As we commented last month, one of our key focuses was to monitor the regularity of borrowers repaying interest monthly and, to date, we have seen no negative impact on this side, and therefore we have not seen a decrease in the monthly payment of interest, even though it is a facility in their loan agreements. As stated, since the start of the Covid19 events, we made the early decision to maintain a bigger cash position to accommodate investors needs for cash, the current position at time of writing, stands close to 20% In the coming weeks, we expect approximately 70 million Euros of repayments from our borrowers, which will take liquidity to 25% and will also allow us to complete

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