Stock Loans | Stock Loan Broker | Securities Financing

What Are Stock Loans and How Do They Work?

Stock Loans

Platinum Global Bridging Finance arranges stock loans and single stock loans through a panel of global lenders, offering fast access to capital on competitive terms. We help clients unlock liquidity from their portfolios in as little as 7–14 days, working with private, off-market lenders backed by investment funds and high-net-worth capital that traditional banks don’t provide.

Our lending network includes banks, investment banks, hedge funds, family offices, private lenders, asset managers, and high-net-worth individuals. This wide reach allows us to structure tailored stock loan solutions—even for clients holding low-volume or thinly traded securities.

Our global lending panel provides stock loan services across the UK, Europe, the USA, South America, South Africa, Hong Kong, Malaysia, Thailand, Singapore, and wider Asia. With worldwide coverage, we help clients secure the most competitive stock loan terms available.

We arrange a broad range of financing solutions, including:

• Single stock and portfolio loans

• Margin loans

• Non-recourse stock loans

• Repos (share repurchase agreements)

• Block trades

• Crypto-backed loans

Our network can also provide funding against tradeable corporate bonds, securities, and other market-listed instruments.

If your asset carries a valid ISIN code, our international stock loan providers can source lending terms tailored to your needs.

What Types of Stock Loans Do Our Lenders Offer?

Non-Recourse Stock Loans

A non-recourse stock loan allows investors to borrow against the value of their shares while limiting risk. If the loan defaults, the lender’s only recourse is to take the pledged stock—your other assets remain completely protected.

This makes non-recourse loans ideal for clients who want quick liquidity without selling their shares and without exposing themselves to personal liability. Funds can be used for almost any purpose, including property purchases, business expansion, or personal investments.

Margin Stock Loans

A margin stock loan allows investors to borrow funds from a brokerage firm using their own securities as collateral. The investor contributes a portion of the purchase price (the margin), while the broker lends the remaining amount.

The loan size is determined by the value of the securities held and the broker’s margin requirements. This type of financing increases an investor’s purchasing power and potential returns but also carries significant risk. If the securities lose value and fall below the maintenance margin, the broker can issue a margin call, requiring the investor to add more funds or risk having their securities sold to cover the loan.

Margin loans can be used for any purpose, from investment opportunities to personal liquidity needs.

Repurchase (Repo) Stock Loans

A repurchase agreement (repo stock loan) is a short-term financing transaction where securities are sold with an agreement to repurchase them later, typically within 2 to 3 years, at a fixed price.

In practice, this functions as a collateralized loan—the borrower receives cash, while the lender holds the securities as security. The lender earns interest on the loan, and the borrower gains liquidity without permanently selling their shares.

Repo stock loans are commonly used by financial institutions and investors for short-term liquidity management and are considered relatively low-risk due to the collateralization of the securities. Like other stock loans, funds can be applied to almost any purpose.

What Are the Benefits of a Single Line Stock Loan?

A single line stock loan allows investors to unlock liquidity by borrowing against one specific stock holding, rather than a diversified portfolio. These loans are fast, flexible, and designed to give clients access to capital while keeping their shares in place.

Key Benefits of a Single Line Stock Loan:

• Fast Liquidity: Access cash in 10 days or less.

• Market Protection: Borrow without selling, protecting against market volatility.

• Low, Fixed Rates: Interest rates starting from 2%.

• Non-Recourse & Margin Options: Flexible structures depending on your needs.

• Transparent Process: No upfront or hidden fees—deducted from loan proceeds.

• No Credit Checks: Approval based solely on your shares.

• No Personal Guarantees: Your liability is limited to the pledged stock.

• Privacy Assured: 100% confidentiality on all transactions.

• Flexible Use of Funds: Use proceeds for property, business, or personal needs.

• Competitive Loan-to-Value: From 45% up to 80% LTV.

• Broad Market Eligibility: Financing available for recent IPOs, OTC markets (OTCQX, OTCQB, OTCBB, Pink Sheets), and AIM-listed stocks on the London Stock Exchange.

• Active Buyer Network: Our lenders have buyers ready for OTC and AIM-listed shares.

• Loan Options: Choose between rehypothecation and non-rehypothecation structures for maximum flexibility.

What Is a Stock Loan?

A stock loan is a financing solution that allows owners of publicly traded securities to unlock the value of their holdings without selling them. By pledging shares through a stock loan program or other share financing transactions, investors and corporations can access liquidity tied up in their equity positions.

These programs are designed for corporations, employees, officers, and major shareholders of publicly traded companies, while maintaining total privacy for all clients.

At Platinum Global Bridging Finance, our goal is to help you secure the best financing structures available in today’s market. Whether you’ve never considered a stock loan, share financing, or proprietary liquidity programs, we explain your options and show how a pledged share plan can put capital directly in your hands.

We focus on providing:

• Competitive rates

• Low fees

• Flexible terms

• Personalized solutions tailored to your portfolio

With our expertise, you can unlock the liquidity you need while keeping your investments intact.

Do Stock Loans Work for Fast Funding?

At Platinum Global Bridging Finance, we work closely with a network of trusted stock loan providers to deliver fast, transparent, and confidential financing. Our connections with multiple lenders allow us to structure each transaction according to your specific needs, providing liquidity quickly without disrupting your investments.

Funds from stock loans can be used for:

• Personal or business purposes

• Diversifying or hedging market positions

• Investment opportunities

Our process is fast, with transactions typically closing in 3 to 7 business days, and same-day funding available in certain cases.

Typical Loan Amounts for Stock Loans

Through our network of private institutions, we can arrange recourse and non-recourse single stock loans ranging from $100,000 up to $2 billion USD.

Key considerations include:

• The securities must meet a minimum turnover requirement, though we work with lenders who accept low-turnover stocks.

• Loan terms are typically 3 to 5 years, with interest-only payments or modest maintenance fees, payable quarterly or semi-annually.

• Many loans are non-recourse, meaning clients can walk away without further liability, personal guarantees, or corporate guarantees.

In case of default:

• No credit bureau reporting

• No public notices or government filings

• No negative impact on your credit score

Note: Due to legal and tax complexities, clients should consult qualified legal and tax advisors before entering into stock loan agreements.

Why Securities Lending Matters

A stock securities loan allows investors to unlock capital while keeping ownership of their shares. This flexibility supports long-term investment strategies, enables potential portfolio growth, and provides liquidity when needed. To maximize the benefits of stock loans, proper investment planning and a portfolio risk assessment are essential.

How to Obtain a Credit Facility for a Stock Securities Loan

1. Submit an Inquiry

Provide your equity symbol (ticker code) and the desired loan amount.

2. Viability Assessment

We determine the maximum loan amount based on your stock value, interest rate, and the lender’s risk evaluation.

3. Term Sheet Issued

A proposed term sheet is sent for your review, outlining key loan details.

4. Negotiate Terms

Loan terms are discussed and finalized to meet your requirements.

5. Contract Review

We provide the securities lending agreement for your review and signature.

6. Coordinate Delivery

Both parties coordinate the share transfer with their respective brokerages.

7. Funding

Transactions are typically funded within 3 to 7 business days, with expedited options in special cases.

Exchanges and Countries Our Lenders Cover

Our global stock loan network provides access to major exchanges across North America, Europe, Asia, Africa, and South America, enabling clients to secure financing on a wide range of publicly traded securities.

Key Exchanges and Countries Include:

North America:

• United States: NYSE, NASDAQ

• Canada: Toronto Stock Exchange (TSX)

• Mexico: Bolsa Mexicana de Valores (BMV)

• Peru: Lima Stock Exchange (BVL)

• Chile: Santiago Stock Exchange

Europe:

• United Kingdom: London Stock Exchange (LSE)

• Germany: Frankfurt Stock Exchange (FSE)

• France: Euronext Paris

• Italy: Borsa Italiana

• Spain: Bolsas y Mercados Españoles (BME)

• Switzerland: SIX Swiss Exchange

• Netherlands: Euronext Amsterdam

• Belgium: Euronext Brussels

• Ireland: Euronext Dublin

• Austria: Wiener Börse

• Sweden: Nasdaq Stockholm

• Denmark: Nasdaq Copenhagen

• Finland: Nasdaq Helsinki

• Norway: Oslo Stock Exchange

• Poland: Warsaw Stock Exchange

• Czech Republic: Prague Stock Exchange

• Hungary: Budapest Stock Exchange

• Portugal: Euronext Lisbon

• Greece: Athens Stock Exchange

Asia-Pacific:

• Japan: Tokyo Stock Exchange (TSE)

• China: Shanghai Stock Exchange (SSE)

• Hong Kong: Hong Kong Stock Exchange (HKEX)

• India: National Stock Exchange of India (NSE)

• South Korea: Korea Exchange (KRX)

• Taiwan: Taiwan Stock Exchange (TWSE)

• Singapore: Singapore Exchange (SGX)

• Thailand: Stock Exchange of Thailand (SET)

• Indonesia: Indonesia Stock Exchange (IDX)

• Malaysia: Bursa Malaysia

• Philippines: Philippine Stock Exchange (PSE)

• Vietnam: Ho Chi Minh Stock Exchange (HOSE)

• New Zealand: New Zealand Stock Exchange (NZX)

Middle East & Africa:

• Israel: Tel Aviv Stock Exchange (TASE)

• South Africa: Johannesburg Stock Exchange (JSE)

• Egypt: Egyptian Exchange (EGX)

• Turkey: Borsa Istanbul

South America:

• Brazil: B3 (formerly BM&F Bovespa)

What Is A Non-Recourse Loan For Stocks?

Stock Loan

A non-recourse loan also known as a loan for stocks is a type of loan that uses shares in a publicly-traded company to secure the loan. It is an excellent way for individuals and business owners to tap into the value of their portfolio easily and quickly without having to wait too long for the money.

Securities-based lending can be a critical financing source for entrepreneurs and can be used by companies or people to raise much-needed financing. A securities loan is a resource they can quickly access to fund business operations.

The loan stock amount is determined by a loan-to-value (LTV) ratio which means the loan amount may equal 50% of the value of the shares needed to secure the loan.

In addition to other criteria, the maximum loan amount available to a borrower depends on:

• Market conditions
• Average trading volume
• Historical share price and volume performance
• Total number of shared owned
• Total market capital
• Market sector

Why Would Someone Need A Non-Recourse Stock Loan?

The ability to convert a majority of the current market value of securities into cash collateral without selling them outright is an attractive option for many shareholders. With that value unlocked from their shares, individuals and business owners can get the liquidity they need with ease and without visiting the bank. Using asset-backed lenders that can lend against portfolios and securities lending is an ideal way to access liquidity fast and at low-interest rates.

What Are The Benefits of A Non-Recourse Stock Loan For Businesses?

• Liquidity –  Lending is a fantastic option when an individual or business owner needs a quick financing option. It turns equity into cash with ease.
• Interest-only – No ambiguous or hidden charges;  funds are an interest-only, transparent loan option. There are no never-ending charges that seem to extend the credit unnecessarily.
• Accessible – These are available to almost anyone. You don’t need a credit check to access one for your individual or business needs. The process is painless and straightforward, and your money is delivered to you most conveniently.
• Privacy – It provides borrowers with a trustworthy source of capital. All transactions are private and kept in strict confidence.
• Competitive – Lenders offer you competitive and flexible interest rates. You typically receive better terms than you would get from a traditional marginal loan.

Re-Cap of Benefits Of A Non-Recourse Stock Loan

There are a number of key advantages to using funding for an equities-related transaction from our lenders.

• Fast transaction & funding
• Non-recourse
• No personal or Corporate guarantee.
• Fast and easy loan closing.
• No credit reporting in the event of a default
• Private & confidential
• Quick closing offers the ideal loan solutions.
• Reduce the need for traditional bank recourse financing
• No out-of-pocket expenses or upfront fees
• Low-interest rates or Maintenance Fees
• Fair share pricing using a three, five days or 30-day average
• Flexible terms
• Large transaction amounts are accepted
• Minimum lending USD100,000
• No maximum lending

Stock Loans Against Your Securities Portfolio

For clients that hold existing share portfolios, our lenders give you the ability to be able to release equity against the current portfolio balance. Portfolio lenders can allow a loan against stock portfolio so the client can use these funds for a range of other personal or investment purposes such as buying assets like property or even boats.

The advantage of taking an equity-secured loan rather than selling the shares can be that the shares have long-term growth value and by selling them the client loses out on long-term growth. Another advantage of taking a collateral loan is that as you are not selling the shares then no tax is paid on any previous capital gains.

In many countries, capital gains tax is paid upon the sale of any shares that have made material gains whilst the client has held the shares.

To obtain a loan against shares you can see the lending criteria below.

• Minimum finance from USD100,000 for a stock loan. Can finance lower lending amounts if shares are highly liquid and blue chip on major world exchanges.
• Loan to value up to 50% for blue chip portfolios. Portfolio value ideally USD500k but can be lower with very liquid assets
• Alternative Investment Market (AIM) and OTC listings and portfolios considered with highly liquid stocks
• Acceptable securities blue chip shares on any exchange and highly liquid
• Stock loan funds can be drawn down in GBP Sterling, Euro & US Dollar
• Custody can remain with 3rd party
• Margin loan with recourse (NON-title transfer )
• Terms available up to 36 months ( early repayment allowed with full loan interests payable )
• Loan rates from 5% pa fixed
• Interest servicing monthly after 1st year.

Why Work With Platinum Global?

UNPARALLELED PROFESSIONALISM

Our professionalism is formed on a foundation of knowledge gained through our broad international presence and experience developed through our services in global financial markets.

PERFORMANCE AND BENCHMARKS

Our consultants and financial advisors demonstrate a strong performance record in services for our ultra-high net-worth individuals and institutional clients, but they are
never content to rely on that record. Rather, they have established that record as a benchmark that is to be met and exceeded in all advisory and management services for individuals and corporate entities.

A COMPLETE SLATE OF SERVICES

We provide the highest quality of services under the aegis of a single entity. Our full-service capabilities offer superior coordination of investment advice, execution, reporting, and administration with an optimum fee structure that reduces duplication and service conflicts.

NATIONAL AND INTERNATIONAL NETWORK

Our consultants and advisors maintain relationships with key opinion leaders in both global and private financial institutions in North America, Europe and throughout the countries of Southeast Asia. We have access to worldwide securities lending and worldwide lending with banks, family offices, ultra-high net worth individuals, private institutions and many more lenders at our disposal.

24/7 – 365 SERVICES AND SUPPORT

Modern global investment markets operate around the clock. Our clients receive continuous support from our consultants and advisors each day and on an all-time basis to verify the timely execution of transactions and administration of services.

CONFIDENTIALITY AND PRIVACY

Our advisors and consultants maintain strict independence that enables them to consider the client’s financial goals above all else. We adhere to the strictest financial and securities lending services regulations of professional financial regulatory bodies in the geographic markets and territories that we serve. We are an excellent guide to securities and help our clients find the perfect stock loan.

OUR INTERNATIONAL AND FINANCIAL NETWORK

Through our participation in multiple global debts and equity transactions, we have forged alliances with many of the top international investment and commercial banks. These alliances give our advisors and consultants access to transactions and expertise that they can then use to deliver superior financial advice and asset management services.

WHY USE A STOCK-BASED LOAN?

 QUALIFY WITH OUR UNIQUE LOAN PROGRAMS

☑ NO Personal Guarantee!

☑ NO Credit Review!

☑ NO Personal Income!

☑ NO Personal Tax Returns required!

☑ NO Business Income and NO Business Tax returns are required to get a loan!

☑ You can reap 100% of all the rewards of any appreciation and dividends!

☑ We can loan you up to 70% of the value of your securities with no recourse!

☑ Low Fixed Interest Rate As Low As 2.5%!

THE STOCK LOAN BROKER YOU CAN TRUST

Our Specialty:

• Funds Against Securities
  
• Equity-Based
• Block Trades
• Corporate Bonds
• Portfolios
• Large and small caps.
  
• Closing your loan quickly and efficiently.
  
• Helping you mitigate your portfolio risk through diversification.
• Providing you with liquidity.
  
• Offering flexible pledged share loan packages tailored to your individual needs.
  
• Securing competitive interest rates.
  
• Providing you with your personal account executive to walk you through the process.
  
• We speak to over 15 lenders on your behalf securing the most ideal funding.
  
• We use private lenders which means you enjoy privacy and no releasing details.
  
• Never any upfront fees. You pay on the success of receiving the loan just before the disbursement of funds.
• Borrowed money can be used for any purpose.

Our funding offers a variety of benefits compared to some other types of lending. Some of the benefits of stock loan lending include:

• Competitive interest rates on eligible securities
• Freedom from personal guarantees
• Non-recourse. The client can simply walk away.
• No personal loan only based on securities pledged
• Top-tier financial institutions
• No credit score check required
• 30% to 40% margin requirement
• Share custodian brokerage account can be set up
• Fast liquidity
• Should borrower default? The lender simply sells the shares.
• Competitive interest rates: With this type of loan, you can receive a more competitive interest rate than you would with a traditional loan. For those looking for reasonable interest rates with the potential for high loan amounts, this type of lending is a good choice.

Freedom from personal guarantees: Some lenders may have you pledge critical personal items as security, such as your car or your home or other assets for example.

No credit check required: With most securities funding, an intensive credit check isn’t required for you to qualify. This makes them more accessible. With our team, you won’t have to worry about passing a credit check to participate in this type of lending.

Fast liquidity: This type of lending is also useful when it comes to fast liquidity. We can close your loan in as little as 48 hours and provide you with the necessary funds.

If the market is down, sometimes access to this type of loan may feel restricted. The amount of money you can receive for a loan will depend on how the market is doing. Your loan amount may also depend on factors like the number of shares, price, and current trading volumes.

We can help you navigate the landscape and get you set up with reasonable loan terms. We understand all the factors that go into this type of lending. We also know how to keep up with the changing landscape.

PUT OUR EXPERIENCE ON YOUR SIDE

Family Asset Management

We fund Family offices clients stocks to help them with solutions to finance investments, purchases, and cash flow.

Publicly Traded Companies

We help companies source efficient, cash flow and shareholder-friendly capital for any business need they require.

Executives, Directors, Board Members

We fund key persons in publicly traded companies to liberate capital in their primary company shareholdings while retaining their ownership of shares.

Personal Stock Holders

We work with personal clients and  assist them in optimizing their investments while meeting their cash flow needs.

 Stock Exchanges We Cover

FAST CLOSING AND FUNDING

LOW RATES AND FLEXIBLE TERMS

PRIVATE AND CONFIDENTIAL

Frequently Asked Question’s

STOCK MARKETS COVERED

New Zealand Stock Exchange (NSZ) AUSTRALIA Stock Exchange (ASX) Canadian National Stock Exchange (CNSX)  Toronto Stock Exchange (TSX)  Frankfurt Stock Exchange (FWB)  Hong Kong Stock Exchange (HKEX)  Indonesia Stock Exchange (IDX) Tokyo Stock Exchange (TSE)  Bursa Malaysia (KLSE)  Philippine Stock Exchange (PSE)  KOREA EXCHANGE (KSX)  Singapore Exchange (SGX)  Stock Exchange of Thailand (SET)  Borsa Istanbul (BIST)  London Stock Exchange (LSE)  New York Stock Exchange (NYSE) Brazil Stock Exchange (BOVESPA) Chile’s Santiago Stock Exchange (SSE) Mexican Stock Exchange (BMV) Shenzhen Stock Exchange (SZSE) Shanghai Stock Exchange (SSE)  Taiwan Stock Exchange (TWSE)  Vietnam Stock Exchange (VSE)  Euronext Brussels  Euronext Paris  Frankfurt Deutsche Börse  Milan Stock Exchange (MIL)  Euronext Lisbon  Bolsa de Madrid  Swiss Stock Exchange (SIX)  Dubai Nasdaq Dubai Financial Market (DFM)