£10,000,000 Super Prime Residential Mortgage — International Buyer
Client Name Deal Value Deal Type
Client: International UHNW buyer purchasing a prime Central London residence
Deal Value: £10,000,000
The Challenge
The client was a non-domiciled international buyer purchasing a super prime Central London property. Their wealth was held across multiple jurisdictions including offshore trusts, international business interests and foreign currency assets. Standard UK lenders were unable to assess their wealth profile and no high street bank would consider the application.
The Solution
We worked exclusively with a tier one private bank with dedicated ultra high net worth lending capabilities. We coordinated with the client's family office, offshore trustees and legal team across three jurisdictions to present a comprehensive wealth dossier. The private bank assessed the client's global net worth rather than UK income alone, unlocking a bespoke lending solution unavailable through conventional channels.
The Outcome
The client successfully acquired their Central London residence with a bespoke mortgage structured around their international wealth profile. The entire process was handled with complete discretion and completed within the client's required timeframe, preserving the purchase timeline and avoiding any penalty clauses.
An exceptional level of service and discretion. They navigated an incredibly complex international transaction with professionalism we have rarely encountered.
— Client — International Private Office, Central London
£3,500,000 High Net Worth Remortgage — Portfolio Landlord
Client: £3,500,000 High Net Worth Remortgage — Portfolio Landlord
Deal Value: £3,500,000
The Challenge
The client's existing mortgage deal was coming to an end across three properties simultaneously, with a total remortgage requirement of £3.5M. Their income was derived entirely from rental receipts and dividends from a holding company, making standard affordability assessments difficult. Several lenders refused to consider the application due to the complex corporate structure.
The Solution
We identified a specialist lender experienced in portfolio landlord cases and complex corporate income structures. We packaged the case with full accountant certified accounts, rental schedules and a detailed asset and liability statement. All three properties were refinanced under a single application streamlining the process significantly.
The Outcome
The client secured a significantly better rate than their existing deals, reducing their monthly mortgage costs considerably. The remortgage completed within 6 weeks across all three properties simultaneously, releasing additional capital for future investments.
They handled everything from start to finish. What seemed like an impossible remortgage was completed smoothly and saved us a substantial amount every month.
— Client — Portfolio Landlord, Midlands
£750,000 Residential Mortgage — First Time Buyer, London
Client: £750,000 Residential Mortgage — First Time Buyer, London
Deal Value: £750,000
The Challenge
Both applicants were employed in the financial sector with complex income structures including base salary, bonuses and share options. Despite earning well above average, multiple high street lenders declined their application as they could not adequately assess their true income. They had found their dream home and were at risk of losing it due to delays.
The Solution
We approached a specialist private bank with experience in assessing complex income structures. By presenting a comprehensive case with full documentation of their bonus history, share vesting schedule and employment contracts, we secured a formal mortgage offer within 10 working days.
The Outcome
The couple secured their dream home in South West London with a competitive rate well below what they had been quoted elsewhere. The deal completed on time with no delays to the purchase chain.
We had been turned down by three banks before coming to Platinum Global Bridging Finance. Within two weeks we had a mortgage offer on the table. Absolutely outstanding service.
— Lisa Twiggs
£4,500,000 Bridging Loan — Chain Break Residential Purchase, Knightsbridge
Client: UHNW private client purchasing a prime Knightsbridge townhouse while existing property remained unsold
Deal Value: £4,500,000
The Challenge
The client had found their ideal Knightsbridge townhouse but their existing prime Central London property had not yet sold. The vendor was unwilling to wait and had issued a deadline to exchange or lose the property. The client faced the prospect of losing a once in a generation purchase opportunity due to an incomplete sales chain.
The Solution
We structured a chain break bridging loan secured against both the existing property and the new purchase simultaneously. Working with a private bank experienced in prime Central London assets we arranged a bespoke facility that allowed the client to proceed with the Knightsbridge purchase immediately while their existing property continued to be marketed for sale.
The Outcome
The client exchanged on their Knightsbridge townhouse within 14 days, securing the property ahead of competing buyers. Their existing property sold 6 weeks later, allowing full repayment of the bridging facility ahead of schedule with no early repayment penalties.
Without their intervention we would have lost the best property we had ever seen. The solution they structured was elegant and exactly what we needed.
— Client — Private Client, Knightsbridge
£2,750,000 Bridging Loan — Auction Property Purchase, Surrey
Client: Private investor purchasing a Grade II listed country estate at auction, Surrey
Deal Value: £2,750,000
The Challenge
The client had successfully bid on a Grade II listed country estate at auction, triggering the standard 28 day completion requirement. The property's listed status made it difficult to finance through conventional lenders who were uncomfortable with the heritage restrictions and refurbishment requirements. The client needed certainty of funding immediately after the hammer fell.
The Solution
We had pre-arranged a bridging facility in principle before the auction took place, giving the client complete confidence to bid. Post auction we worked with a specialist lender experienced in listed buildings, providing a full heritage report and refurbishment schedule to support the application. Funds were drawn down within 21 days of the auction.
The Outcome
The client completed on the country estate within the required auction timeframe. The bridging facility gave them the time needed to arrange longer term financing and plan the refurbishment of the estate in full.
Having finance pre-arranged before the auction gave us the confidence to bid without hesitation. They understood listed buildings when nobody else would.
— Client — Private Investor, Surrey
£1,200,000 Bridging Loan — Commercial to Residential Conversion, Manchester
Client: Experienced property developer converting a commercial building into residential apartments, Manchester
Deal Value: £1,200,000
The Challenge
The developer had exchanged contracts on a former commercial office block with a tight 28 day completion deadline. Traditional development finance was taking too long to arrange and the vendor was unwilling to extend. Without fast finance the developer risked losing their deposit and the entire deal.
The Solution
We approached a specialist bridging lender with experience in commercial to residential conversions. By presenting a detailed schedule of works, planning permission documentation and a clear exit strategy via development finance refinance, we secured a formal bridging offer within 5 working days.
The Outcome
The developer completed on the property within the 28 day deadline, preserving the deal and their deposit. The bridging loan was subsequently refinanced onto a development finance facility allowing works to begin immediately.
We were days away from losing everything on this deal. They turned it around faster than we thought possible and saved the entire project
— Client — Property Developer, Manchester
£100,000,000 Stock Loan — FTSE 100 Shareholding, London
Client: Ultra high net worth private client holding a significant strategic shareholding in a FTSE 100 company
Deal Value: £100,000,000
The Challenge
One of our most complex mandates to date. The client held a significant strategic shareholding in a FTSE 100 listed company representing a position of considerable scale relative to the company's free float. They required £100,000,000 in liquidity to fund a major international real estate acquisition portfolio across four jurisdictions. The size of the position relative to daily trading volumes made conventional securities lending impossible through standard channels. Additionally the client's insider status and associated dealing restrictions created significant structural complexity that eliminated most lending options entirely.
The Solution
We engaged a highly specialised team of securities lawyers, compliance advisors and a small number of elite international lenders capable of handling positions of this scale and complexity. The facility was structured with a bespoke collar arrangement that satisfied regulatory requirements around the client's insider status whilst providing the required liquidity. A detailed legal opinion was obtained across all four real estate acquisition jurisdictions and the lending structure was approved by the client's own legal and compliance team before drawdown.
The Outcome
The client successfully accessed £100,000,000 in liquidity whilst remaining fully compliant with all regulatory obligations relating to their insider status. The international real estate acquisition portfolio completed across all four jurisdictions within the required timeframe. The facility structure has since been recognised within the industry as an innovative solution to a highly complex lending challenge.
his was an extraordinarily complex transaction that required a level of expertise and discretion we had not encountered before. The result exceeded every expectation.
— Client — Strategic Shareholder, London
$75,000,000 Stock Loan — Diversified US Technology Portfolio, New York
Client: UHNW technology entrepreneur holding a diversified portfolio of listed US technology stocks
Deal Value: $75,000,000
The Challenge
A US based technology entrepreneur held a diversified portfolio of listed technology stocks accumulated over two decades of successful exits and investments. Following a period of significant market volatility the client required $75,000,000 in liquidity to recapitalise a private venture and meet co-investment commitments across three funds. Selling into a volatile market would have crystallised losses and disrupted carefully planned portfolio rebalancing. Their existing prime brokerage relationship was unable to provide lending at the required scale against the mixed portfolio composition.
The Solution
We approached a tier one international securities lender with deep experience in large scale technology portfolio lending. Working closely with the client's US legal counsel and wealth manager we structured a multi-stock lending facility across 12 listed positions with individual loan to value ratios tailored to each stock's liquidity profile and volatility characteristics. The facility included flexible drawdown provisions allowing the client to access funds in tranches aligned with their investment commitments.
The Outcome
The client successfully drew down $75,000,000 across two tranches within 20 working days. All three fund co-investment commitments were met on time and the private venture was fully recapitalised. The portfolio remained intact throughout and has since appreciated significantly in value.
The sophistication they brought to structuring this facility was exceptional. They navigated a complex multi-stock portfolio with precision and delivered exactly what we needed.
— Client — Technology Entrepreneur, New York
€35,000,000 Stock Loan — Listed European Equity Portfolio, Frankfurt
Client: European family office holding a concentrated position in listed German industrial equities
Deal Value: €35,000,000
The Challenge
A prominent European family office held a highly concentrated position in a single listed German industrial company representing the majority of their liquid net worth. They required significant liquidity to fund a time sensitive acquisition opportunity but were unwilling to sell their equity position due to the substantial capital gains tax liability that would be triggered and their long term conviction in the stock. Traditional private banks refused to lend against a single concentrated position of this size.
The Solution
We structured a securities backed lending facility against the concentrated equity position with a specialist international lender experienced in large single stock exposures. By presenting a comprehensive risk analysis including stock volatility metrics, average daily trading volumes and a detailed borrower financial profile we secured a facility at a competitive loan to value ratio. The entire structure was arranged discreetly through the family office's existing legal framework.
The Outcome
The family office accessed €35,000,000 in liquidity within 15 working days without disposing of a single share. The acquisition was completed on schedule and the stock loan was subsequently repaid in full from the proceeds of the acquired business within 18 months.
They understood our position perfectly. We retained our equity, avoided a substantial tax event and completed our acquisition on time.
— Client — European Family Office, Frankfurt
About Us
Platinum Global Bridging Finance is a distinguished high-net-worth finance broker. We specialize in providing tailored financial solutions, including Property Bridging Finance, Development Finance, Single Stock Loans, Margin Stock Loan, Crypto Finance, Crypto Loans and Commercial Property Finance tailored to meet the diverse needs of our clientele seeking robust financial lending solutions.
Other Financing Options We Offer
International Bridging Loans | Expat Mortgages | MUFB Mortgages | Portfolio Mortgages | United States Mortgages | Universal Life Insurance | Expat Life Insurance | Expat Health Insurance | Crypto Financing | Securities Backed Lending | Pre IPO Loans | OTC Stock Loans | Aircraft Financing | Unregulated Bridging Loans | Share Portfolio Loans | 144 Restricted Stock Loans | Crypto Backed Lending | Unlisted Stock Loans