Client: £750,000 Residential Mortgage — First Time Buyer, London
Deal Value: £750,000
The Challenge
Both applicants were employed in the financial sector with complex income structures including base salary, bonuses and share options. Despite earning well above average, multiple high street lenders declined their application as they could not adequately assess their true income. They had found their dream home and were at risk of losing it due to delays.
The Solution
We approached a specialist private bank with experience in assessing complex income structures. By presenting a comprehensive case with full documentation of their bonus history, share vesting schedule and employment contracts, we secured a formal mortgage offer within 10 working days.
The Outcome
The couple secured their dream home in South West London with a competitive rate well below what they had been quoted elsewhere. The deal completed on time with no delays to the purchase chain.
We had been turned down by three banks before coming to Platinum Global Bridging Finance. Within two weeks we had a mortgage offer on the table. Absolutely outstanding service.
— Lisa Twiggs