Both let you borrow against shares, but they behave very differently in a falling market. How term, liquidation risk and loan size compare.
Read more →Board approval, market notification and closed periods all apply when a director pledges shares as loan collateral. What to establish before you commit.
Read more →Exercising vested share options costs money before it makes any. How employees and executives fund the strike price and the tax bill without selling shares.
Read more →How leaseholders fund buying the freehold together, why lenders find it awkward, and what happens when one flat cannot raise their share.
Read more →Self build funding is released in stages, not as a lump sum. How arrears and advance drawdowns differ, what the land purchase needs, and where cashflow breaks.
Read more →Why short-let property is assessed differently from buy-to-let, what lenders want to see on projected income, and how investors fund conversions and purchases.
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