Singapore Stock Loans – Securities Financing Against Singaporean Stocks And Securities

Singapore Stock Loans – Securities Financing Against Singaporean Stocks And Securities

We provide non-recourse Singapore Stock Loans as well as block purchases for companies listed on the Singapore Stock Exchange and many other stock markets. We do the complicated sourcing and stock loan processing for you, and we can help support you on your way to success with our competitively priced lending and terms.

Our asset lending capital feature highly competitive interest based on the present prime rates. Plus, our loans extend anywhere from 3 years to 5 years, which is an ideal amount of time for many individuals seeking a good amount of capital and a reasonable amount of time to make payments on their loans.

Platinum Global Stock Loans provides non-recourse Singapore stock loans and block purchases on the SGX Exchange. Our specialty is non-recourse stock loans, using Singapore SGX traded stock as the only collateral. A typical stock loan would be a 3 to 10 year interest only loan with a super competitive interest rate based on prime interest rate. With over 30 years of experience in lending, trading and shareholder relations, we are poised to help you find the right Singapore stock loan for your needs.

Singapore is a highly developed market based economy and is considered to be one of the most transparent, successful and prosperous free market economies in the world. Singapore is the world’s fourth largest financial center and is the second freest economy in the world, behind only Hong Kong. Singapore is the only nation in Asia to boast an “AAA” rating by the three major credit rating agencies. The current corporate tax rate is capped at 17% and the personal tax rate is capped at 20%. The World Bank ranks Singapore as the easiest place in the world to do business. That may help to explain the fact that Singapore has more per capita US dollar millionaires then any other country in the world, over 15% of the Singapore’s households are millionaires. The Singapore Dollar (SGD) or Sing is the official currency of Singapore.

How Do Singapore SGX Stock Loans Work?

Sometimes referred to as Singapore securities lending or a non-recourse stock loan issued by Singapore securities lenders, these short term loans are available to help shareholders and investors keep the stock asset they own while having access to fast cash they need to make other hard asset investments or to pay off debt.

Our Singapore SGX Stock loan amounts are dependent on the security, the liquidity, number of shares, price, volatility, trading volume and additional criteria determined to secure, approve and fund the loan. We offer several options for interest payments including monthly and quarterly during the life of the loan. We keep the process easy as pie, once you fully repay the loan, your stock is transferred back to you in full.

How Do I Qualify for a Singapore Stock Loan?

Any owner of a Non-Marginable Singapore SGX security is eligible and can be approved for a loan. The size of the stock loan can vary greatly depending on the borrower’s ability to handle the payments and structure of the loan. The loan process is quick, and turn times to money are usually within 48 hours of closing.

What is a Stock Loan?

A stock loan, also known as a securities-backed loan or portfolio loan, is a type of borrowing where the borrower uses their stock holdings as collateral to secure a loan. Instead of selling off your stocks to raise capital, a stock loan allows you to retain ownership of your securities while accessing liquidity.

In Singapore, stock loans are typically offered by banks, financial institutions, and specialized lending firms. These loans can be used for various purposes, such as funding business operations, making a large purchase, or even investing in more stocks.

How Do Stock Loans Work?

Here’s a simplified overview of how stock loans operate in Singapore:

1. Application and Assessment: The borrower applies for a stock loan, providing details of the stocks they intend to use as collateral. The lender assesses the value and volatility of the stocks to determine the loan amount, interest rate, and other terms.
2. Loan-to-Value Ratio (LTV): The LTV ratio is a key determinant of the loan amount. It represents the percentage of the stock’s market value that the lender is willing to loan. In Singapore, LTV ratios typically range from 50% to 70%, depending on the stocks’ quality and liquidity.
3. Interest Rates and Fees: Interest rates on stock loans in Singapore can vary based on the lender and the risk profile of the securities. Borrowers should also be aware of any additional fees, such as administration or processing fees.
4. Loan Repayment: During the loan term, the borrower continues to own the stocks and receives any dividends. However, if the stock’s value drops significantly, the borrower may need to provide additional collateral or face a margin call.
5. End of Loan Term: At the end of the loan term, the borrower repays the loan with interest. Upon repayment, the stocks are released from collateral, and the borrower regains full control.

Advantages of Stock Loans

Stock loans offer several benefits to investors in Singapore:

• Liquidity Without Selling: Investors can access cash without having to liquidate their stock holdings, allowing them to maintain their investment strategy and benefit from potential stock appreciation.
• Flexible Usage: The loan proceeds can be used for various purposes, offering flexibility to the borrower.
• Retention of Dividends: Borrowers continue to receive dividends from their stocks, adding an extra income stream during the loan term.
• No Credit Check: Since the loan is secured by the stocks, lenders typically do not require a credit check, making it accessible to a broader range of investors.

Risks Involved

While stock loans offer appealing benefits, they also come with risks that need careful consideration:

• Market Volatility: The value of the collateral (stocks) can fluctuate, potentially leading to a margin call or the need for additional collateral.
• Loss of Stocks: If the borrower defaults on the loan, the lender may sell the stocks to recover the loan amount, resulting in the loss of those assets.
• Interest Costs: The interest on stock loans can add up, especially if the loan term is extended, which could eat into the overall returns from the investment.

Who Should Consider a Stock Loan?

Stock loans are suitable for investors who:

• Have a substantial and diversified stock portfolio.
• Require liquidity for short-term financial needs.
• Wish to avoid selling their stocks due to market conditions or tax implications.
• Are comfortable with the risks associated with leveraging their investments.

The Main Advantages of our Singapore Stock Loans?

With stock loans or block trades, it’s all about flexibility. Non-recourse stock loans Singapore gives the borrower the opportunity to walk away from the loan at any time without affecting the borrowers credit score or liability. These types of loans are much more appealing than traditional margin loans due to no liability issues. The stock loan structure is set up where no collateral and no personal guarantee is required by the Singapore securities financing lender.

Basic Requirements for a Singapore Stock Loan

✓ Minimum loan amount of $100,000 USD to $500,000,000

✓ Your stock must be free-trading free of restrictions or trading suspensions

✓ Private stock or stock that is not currently trading on an exchange is not eligible (no stop signs or skull and crossbones)

✓ Loans are available to all shareholders worldwide regardless of country

✓ All loans are non-recourse with zero liability to the borrower

Singapore Stock Loan Terms

✓ Loan to Value up to 70% depending on securities

✓ Interest Only terms with competitive rates with lock up period

✓ Terms 3 months to -10 years

✓ All dividends paid directly to you

As a direct lender, the only collateral is your stock no credit or background checks or personal liability. We offer competitive loan-to-value ratios, based on market conditions, sector, stock performance and future performance. Typical loan-to-value ratios can range from 45-70%.

We offer competitive rates based on the current prime interest rate and loan terms of 12, 24, and 36 months. Your privacy is important to us, so your transaction is always kept confidential with all personal information securely stored.

Get Your Singapore SGX Stock Loan Today!

Applying for a Singapore SGX stock loan takes less than 3-minutes!

Learn more here and start the quick, easy process today and get your stock loan within 72 hours. Please click-

APPLY FOR YOUR SINGAPORE SGX STOCK LOAN TODAY

1. Stock Loans in Singapore

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