Commercial Property Finance London
London is the UK’s primary commercial property market — the most liquid, the most competitive, and the most lender-active market for commercial finance in the country. Platinum Global Bridging Finance is headquartered at 64 Knightsbridge, London SW1X 7JF, with direct access to the lenders, advisers, and market participants who make up the London commercial property finance ecosystem. We arrange commercial mortgages, bridging loans, and development finance across Central London, Greater London, and the wider South East from £150,000 to £150m+. No broker fee on facilities of £500,000 or above.
London Commercial Property Market Overview
London’s commercial property market encompasses one of the most diverse ranges of asset types and transaction structures in Europe. From institutional-grade West End offices to mixed-use Shoreditch developments, from Canary Wharf investment blocks to high-street retail in Kensington, each sub-market has its own demand drivers, rental dynamics, and lender appetite.
The London commercial finance market benefits from the deepest lender panel in the UK — high-street banks, international banks, challenger banks, specialist lenders, debt funds, family offices, and private credit funds all actively lend on London commercial property. This depth of lender competition typically produces the most competitive rates available in the UK market for well-structured transactions.
Types of London Commercial Property Finance We Arrange
London Commercial Mortgages
Long-term commercial mortgages for owner-occupiers and investors across all London commercial property sectors. We arrange commercial mortgages for offices, retail, industrial, mixed-use, and specialist assets across all London postcodes. The deep lender panel available for London assets frequently produces better rates and higher LTVs than equivalent assets in regional markets.
London Commercial Bridging Loans
Short-term bridging finance for London commercial property purchases, refinances, and developments. London’s fast-moving commercial market — particularly auction purchases and off-market transactions — regularly requires completion timelines that conventional commercial mortgages cannot meet. We arrange commercial bridging loans completing in 3 to 10 working days for London assets. Our Knightsbridge location gives us immediate access to the lenders and legal teams required to move quickly on London transactions.
London Office Finance
London’s office market is the most active and liquid in the UK. West End and City offices attract the strongest lender appetite, with prime Grade A assets achieving the most competitive mortgage terms. We arrange office finance across Central London, including the City, West End, Midtown, Canary Wharf, and the emerging markets of South Bank and King’s Cross. Office bridging loans are available for acquisitions requiring speed.
London Retail Property Finance
London retail property — from prime Bond Street and Oxford Street locations through to neighbourhood high streets in outer London — requires careful lender selection given the structural changes facing UK retail. We arrange retail property finance for London assets across the full quality spectrum, with specialist lenders for secondary and mixed-use retail assets. Retail bridging loans are available for acquisitions requiring a fast turnaround.
London Industrial and Logistics Finance
London’s industrial and logistics market is characterised by extreme supply scarcity and strong rental growth. Last-mile delivery hubs, trade counter units, and urban logistics facilities across Greater London attract competitive mortgage terms from lenders who recognise the structural demand drivers. We arrange industrial and warehouse finance for London assets from small south London trade estates to major logistics hubs on the M25 corridor.
London Hotel and Hospitality Finance
London is the UK’s primary hotel market, with occupancy rates and RevPAR significantly above the national average. We arrange hotel finance for London properties across all segments — budget, mid-market, boutique, and luxury — with specialist lenders who understand London’s hospitality market dynamics.
London Development Finance
London’s development finance market is one of the most active in Europe, covering ground-up residential and commercial development, office-to-residential conversions under permitted development rights, and large mixed-use regeneration schemes. We arrange development finance for London projects from £500,000 to £150m+, with staged drawdowns against build programmes. See our development finance London page for full detail on London development lending.
London vs Regional Commercial Property Finance
London commercial property transactions differ from regional markets in several important ways that affect how finance is structured:
- Higher values: London commercial property values are typically 2 to 5 times higher than equivalent assets in regional markets, meaning loan sizes are larger and more lenders are active at the relevant loan quantum.
- Deeper lender panel: The volume and value of London commercial transactions supports a much wider lender panel than most regional markets, creating more competition on terms.
- Faster pace: London commercial transactions move faster, with more competitive bidding processes and shorter exclusivity periods. Speed of finance execution is frequently a differentiating factor.
- International borrowers: London attracts a disproportionate share of international commercial property investment. We arrange finance for offshore entities, non-UK residents, and foreign investors — see our offshore bridging loans page and expat bridging loans page for further context.
Our London Office
Platinum Global Bridging Finance is based at 64 Knightsbridge, London SW1X 7JF — at the heart of one of London’s premier commercial and financial districts. Our London location gives us direct proximity to the lenders, law firms, surveyors, and transaction advisers who are central to the London commercial finance market.
We also operate from Railway House, Urmston, Manchester M41 6NA, giving us national reach across all major UK commercial property markets. For London commercial property finance enquiries, contact us directly for indicative terms.
Frequently Asked Questions
What commercial mortgage rates are available in London?
London commercial mortgage rates broadly follow the UK market — currently ranging from approximately 5.5% to 9% pa depending on property type, LTV, and borrower profile. Prime London assets with strong covenants typically achieve the most competitive rates within this range due to the depth of lender competition for quality London security.
Can I get a commercial mortgage for a Central London property as a non-UK resident?
Yes — London attracts significant international investment and lenders are experienced in financing offshore entities, non-UK residents, and foreign investors. Structure and jurisdiction affect which lenders are available and at what terms. We have specialist lender relationships for international borrowers acquiring London commercial property.
How quickly can a London commercial bridging loan complete?
London commercial bridging loans can complete in as little as 3 to 5 working days for straightforward cases where legal and valuation capacity is available. Our Knightsbridge location and established lender relationships support fast execution on London transactions.
What is the maximum loan size for London commercial property finance?
We arrange London commercial property finance from £150,000 to £150m+. For very large transactions — institutional-grade office blocks, large mixed-use schemes, and major hospitality assets — we access debt funds, international banks, and structured finance solutions alongside conventional commercial lenders.
Does Platinum Global charge a broker fee for London commercial finance?
No broker fee on facilities of £500,000 or above.
Our Commercial Property Finance Solutions
About Us
Platinum Global Bridging Finance is a distinguished high-net-worth finance broker. We specialize in providing tailored financial solutions, including Property Bridging Finance, Development Finance, Single Stock Loans, Margin Stock Loan, Crypto Finance, Crypto Backed Loans and Commercial Property Finance tailored to meet the diverse needs of our clientele seeking robust financial lending solutions.
Other Financing Options We Offer
International Bridging Loans | Expat Mortgages | MUFB Mortgages | London Bridging Loans | Portfolio Mortgages | United States Mortgages | Universal Life Insurance | Expat Life Insurance | Expat Health Insurance | Crypto Financing | Securities Backed Lending | Pre IPO Loans | OTC Stock Loans | Aircraft Financing | Unregulated Bridging Loans | Share Portfolio Loans | 144 Restricted Stock Loans | Crypto Backed Lending | Unlisted Stock Loans