Guides – Platinum Global Bridging
Read Our Guides For Further Information On Each Loan Product
Our guides are designed to help property investors, homeowners, and professional borrowers understand the UK’s short-term property finance market. Each guide provides comprehensive, practical information — from how the application process works to the true costs involved and the strategies that experienced investors use to maximise returns. Whether you are arranging your first facility or your fiftieth, these guides provide the reference material you need to make informed decisions.
Getting Started
How to Get Approved for a Property Bridge in the UK — the complete application process from initial enquiry to funds in your solicitor’s account, including what lenders assess, what documentation you need, and how to strengthen your application.
Understanding Interest Rates on Secured Short-Term Lending — how rates are calculated, what affects the rate you are offered, rolled-up vs monthly interest, and how to compare lender quotes on a like-for-like basis.
First and Second Charge Lending Explained — what first and second charges mean, when each is used, how they affect your costs and risk, and the practical differences for borrowers.
Process and Legal
Regulated vs Unregulated Property Lending Explained — the difference between regulated and unregulated facilities, which applies to your transaction, and what protections each provides.
Property Valuation for Short-Term Finance: What to Expect — how valuations work, desktop vs physical surveys, what the surveyor assesses, and how the valuation affects your LTV and rate.
How Solicitors and Conveyancers Handle Fast Property Finance — the legal process, dual representation, what your solicitor does, typical timescales, and how to avoid legal delays.
Strategy
A Guide to Buying Property at Auction — how UK property auctions work, how to prepare, what due diligence to conduct before bidding, and how to arrange finance within the 28-day completion deadline.
Using a Limited Company for Property Investment — the tax advantages, compliance requirements, costs, and practical considerations of purchasing property through a limited company or SPV.
What Happens When Short-Term Property Finance Expires — default processes, extension options, LPA receivers, and how to avoid reaching maturity without an exit.
Refinancing After a Property Bridge: Your Options — every refinancing route available after a bridge, from residential mortgages and BTL products to specialist HMO and commercial finance.
Contact Us
If you have a question that is not covered by our guides, contact Platinum Global Bridging Finance at our office at 64 Knightsbridge, London. We provide confidential, no-obligation advice on all aspects of short-term property finance.
About Us
Platinum Global Bridging Finance is a distinguished high-net-worth finance broker. We specialize in providing tailored financial solutions, including Property Bridging Finance, Development Finance, Single Stock Loans, Margin Stock Loan, Crypto Finance, Crypto Backed Loans and Commercial Property Finance tailored to meet the diverse needs of our clientele seeking robust financial lending solutions.
Other Financing Options We Offer
International Bridging Loans | Expat Mortgages | MUFB Mortgages | London Bridging Loans | Portfolio Mortgages | United States Mortgages | Universal Life Insurance | Expat Life Insurance | Expat Health Insurance | Crypto Financing | Securities Backed Lending | Pre IPO Loans | OTC Stock Loans | Aircraft Financing | Unregulated Bridging Loans | Share Portfolio Loans | 144 Restricted Stock Loans | Crypto Backed Lending | Unlisted Stock Loans